The federal benefits Open Season for the 2025 plan year begins today, November 11, 2024, and runs through December 9, 2024. This is the event where federal employees and retirees choose their benefits for next year.
During Open Season, you can enroll in new health insurance coverage under the Federal Employees Health Benefits (FEHB) program, change plans or plan options, change enrollment type (to Self, Self Plus One or Self and Family) or cancel coverage.
If you choose to do nothing, your current coverage will automatically continue. You do not need to take any action if you are satisfied with your current FEHB plan. However, you must change plans if your plan has ended coverage in your area or your plan is terminating participation in the FEHB Program.
To make a change to your health insurance, visit the enrollment page on OPM’s website.
Open Season options are similar for the Federal Employees Dental and Vision Insurance Program (FEDVIP) as well. You can enroll, change plans or plan options, change enrollment type (to Self, Self Plus One, or Self and Family), or cancel coverage. Your current coverage will continue if you take no action.
To make changes to your FEDVIP coverage, visit benefeds.com or call 877-888-FEDS (877-888-3337).
Note that the Federal Employees’ Group Life Insurance (FEGLI) Program and the Federal Long Term Care Insurance Program (FLTCIP) do not participate in the annual open season.
Articles and Resources to Assist With FEHB Open Season
Be sure to check out these articles to assist you with researching your FEHB Open Season options.
2025 FEHB Premiums
- 2025 FEHB premiums are increasing over 10% on average. How much more should federal employees and retirees expect to pay for their health insurance?
- FEHB premium increases since 2016 – what may be driving the increases?
- 2025 PSHB premiums
New for 2025 is a separate insurance program for Postal Service Health Benefits - 2025 FEHB Premium Increases for Blue Cross Blue Shield Nationwide Plans
What will federal employees have to pay next year for some of the most popular BCBS plans? - Historical FEHB Premium Increases for Federal Employees Under Blue Cross Blue Shield
How much have premiums for BCBS nationwide plans increased since 2019?
FEHB, Retirement and Medicare
- Should Federal Employees Suspend FEHB for a Medicare Advantage Plan?
These are important considerations for federal retirees who may be considering suspending FEHB for a Medicare Advantage plan. - Medicare Part D for FEHB Enrollees
How do Medicare Part D and the FEHB work together? - Beware! RMDs Are Silently Increasing Medicare Premiums
Required minimum distributions can sharply increase your Medicare premiums. - How Medicare and FEHB Work Together
Should you enroll in Medicare if you are covered by FEHB? These are some important considerations. - Medicare Basics for Federal Employees
Overview of Medicare and its components
Guidance on FEHB Plans and Plan Options
- Don’t Make This Mistake During FEHB Open Season
Failing to analyze and compare plans during Open Season could be a big mistake. - An Update on Weight Loss Drug Coverage from FEHB Plans
How FEHB plans cover weight loss drugs for federal employees varies widely. - Which FEHB Plan Has Overseas Coverage?
Planning to retire overseas? You need to be aware of the implications this can have on both Medicare and FEHB plans. - Are You in the Right FEHB Plan?
These are some tips to help you choose the best insurance plan for your needs. - FSA vs HSA: Options on Healthcare Savings
Flexible Spending Accounts and Health Savings Accounts can help federal employees save on health insurance costs. - Why Every Federal Employee Should Consider a High Deductible Health Plan
High deductible health plans within the FEHB can be a great way for federal employees to save on insurance costs.
