What’s the Difference Between Postponed vs. Deferred Retirement?
Are you thinking about leaving federal service before you are eligible for an immediate FERS retirement? You need to know the difference between a postponed and deferred retirement.
Using the CSRS Voluntary Contribution Program to Max-Fund a Roth IRA
Do you make “too much money” to qualify for a Roth IRA? CSRS and CSRS Offset federal employees have a unique benefit that can be used max-fund a Roth IRA.
What’s Left of Your CSRS or FERS Pension?
If you’re close to retirement, you’ve probably calculated your FERS or CSRS Pension. But did you remember to consider these important reductions in your retirement planning?
Considering Monthly TSP Payments in Retirement?
There’s an important factor most people overlook when they choose monthly TSP payments in retirement. You can choose how much you take out each month – but you don’t get to choose HOW the money comes out. Don’t let this catch you by surprise.
When the Highest Rate of Return Isn’t the Best
Here is a real story about someone who had enough money to retire but got caught up in chasing rates of return and had to return to work. Before you allocate your TSP, make sure you stay focused on your goals — not just chasing the highest rates of return.
How a Typo Could Delay Your Retirement from Federal Service
The SF 50 is the official form the government uses to determine your retirement eligibility and to calculate your pension. If there is an error or a typo, it could delay your retirement. Find out why you need a copy of all of your SF 50s, and how to review them before you retire.
