Why Avoiding IRMAA Can Cost Federal Retirees More in the Long Run
Paying Medicare’s IRMAA fees briefly can cut lifetime taxes for FERS retirees.
Medicare
Stay informed on Medicare topics that matter to federal retirees, including how Medicare Parts B and D coordinate with FEHB coverage, annual premium and deductible changes, and the impact of IRMAA surcharges on retirement income. Explore clear explanations of enrollment decisions, cost considerations, and policy updates that affect federal retirement planning. This section provides timely analysis to help federal retirees understand how Medicare choices interact with FEHB, OPM guidance, and long‑term healthcare costs in retirement.
The Real Costs and Benefits of Working After Federal Retirement
Working after federal retirement boosts income and purpose but can impact FERS, Social Security, Medicare premiums, and future tax obligations.
How Medicare Premiums Quietly Erode Income for FERS Retirees
Federal retirees must plan early for the growing impact of Medicare on their Social Security and FERS annuity income.
Why Federal Employees Often Reach Their Highest Tax Bracket After They Retire
Federal retirees often face higher taxes than expected, as FERS, Social Security, and TSP RMDs quickly fill tax brackets and trigger Medicare surcharges.
Wait, FEHB Is Signing You Up for Medicare Part D Automatically?
Do federal employees need Medicare Part D if they already have FEHB and Medicare?
What to Do When Your Doctor Does Not Take Medicare
Although most physicians participate in Medicare, some do not. Here is how the process works.
2026 Medicare Part B Premiums Increasing Almost 10%
Medicare Part B premiums are increasing in 2026. Here is what retirees can expect.
FEHB After Retirement: Costs, Coverage, and Key Considerations
FEHB offers federal retirees lifelong health coverage. Understand eligibility, costs, Medicare integration, and survivor benefits for smart retirement planning.
Why Are My Medicare Premiums So High? Understanding the Impact of Poor Tax Planning
Avoid high Medicare costs with smart tax planning. IRMAA hikes premiums as income rises. Roth conversions can save on taxes and Medicare fees.
Why is Age 63 an Important Retirement Milestone?
There are many important ages when it comes to retirement for federal employees. Age 63 may be one of the most overlooked.
