TSP or IRA in Retirement? 9 Benefits of an IRA
TSP or IRA in retirement? Discover the key benefits, tax strategies, and flexibility differences federal retirees must know before making a move.
IRA
Smart Roth Conversions: How to Use Partial IRA, 401(k), or TSP Transfers for Tax-Efficient Retirement
Partial Roth conversions let you move IRA, 401(k), or TSP assets gradually, managing taxes, reducing RMDs, and building tax-free retirement income.
Why “Safe” Withdrawal Rates Depend on the Type of Account You’re Spending From
Safe retirement withdrawal rates depend on the account type, as tax drag reduces sustainability for taxable and traditional IRA accounts.
Can Federal Employees Contribute to Both an IRA and the TSP in 2026?
Eligible federal employees can contribute to both TSP and IRAs in 2026, with combined limits potentially upwards of $40,000, subject to income and IRS rules.
Should I Invest My Roth Differently Than My Traditional IRA?
Should Roth IRA investments be handled differently than traditional IRA investments?
Advantages of Writing Checks to Make QCD Distributions
Writing checks directly from an IRA to make QCDs can be a simple, efficient, and tax-advantaged way to donate funds during retirement.
Rising Limits, Rising Opportunities: What 2026 Means for Your TSP and IRA Contributions
The 2026 TSP contribution limit is increasing significantly. Here is what you can expect for your retirement savings next year.
Maximize Your Marriage Benefits: A Comprehensive Guide to Spousal IRAs
Learn how to boost retirement readiness with Spousal IRAs, an ideal tool for couples with unequal incomes.
TSP to Roth IRA: What Federal Employees Need to Know
When converting TSP funds into a Roth IRA, there is an extra step federal employees can take which may offer some advantages.
TSP Inheritance vs. Inherited IRA Rules for Non-Spouse Beneficiaries
These are the key differences between TSP inheritance and inherited IRA rules for non-spouse beneficiaries.
