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IRA

Early Roth TSP and Roth IRA Withdrawal Strategies for Federal Law Enforcement

By James D. CroninJul 7, 2025 1:40 PM Categories Federal Employee Retirement Leave a comment
Glass jar labeled 'IRA' lying on its side filled with coins depicting retirement savings

Both the Roth TSP and IRA offer tax benefits for FERS Special Category Employees (SCEs). Start early, fund both, and track contributions for optimal retirement.

TSP vs. IRA: Understanding Withdrawal Rules for Federal Employees

FedSmith.com author Micah ShilanskiBy Micah ShilanskiJun 3, 2025 1:48 PM Categories Federal Employee Retirement Leave a comment
Jar of coins with a label on it that reads 'save' next to four vertical stacks of coins

These are the key differences between TSP and IRA withdrawal rules federal employees need to be aware of.

What IRA Investments Are Similar to the TSP Funds?

FedSmith.com author Dallen HawsBy Dallen HawsApr 15, 2025 9:10 AM Categories Federal Employee Retirement Leave a comment

The TSP funds are unique, but there are comparable fund options that you can have in an IRA.

5 Things the TSP Doesn’t Let You Do But an IRA Does

FedSmith.com author Dallen HawsBy Dallen HawsFeb 20, 2025 8:35 AM Categories Federal Employee Retirement Leave a comment

The TSP is a great retirement savings benefit for federal employees, but it does have some limitations that IRAs do not have.

Is an IRA Better Than the TSP in Retirement?

FedSmith.com author Dallen HawsBy Dallen HawsFeb 14, 2025 10:40 AM Categories Federal Employee Retirement Leave a comment

Should money stay in the TSP after retirement, or is it better to roll funds over to an IRA? These are pros and cons of each approach.

Open an IRA This Year to Fund Next Year

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterDec 10, 2024 8:20 AM | Updated: Dec 11, 2024 9:29 AM Categories Federal Employee Retirement Leave a comment

When you open an IRA during this calendar year, you have until the income tax filing deadline to make an IRA contribution.

Should Federal Employees Max Out the TSP or Contribute to an IRA?

FedSmith.com author Dallen HawsBy Dallen HawsDec 4, 2024 8:15 AM Categories Federal Employee Retirement Leave a comment

Which investment makes more sense for federal employees while still working: the TSP or an IRA?

TSP News: Roth Conversions and I Fund Changes: One TSP Fund Up 25.5%

FedSmith.com author Ralph R. SmithBy Ralph R. SmithNov 21, 2024 1:06 PM Categories Federal Employee Retirement Leave a comment
tablet on a desk with financial graphs on the screen; a coffee cup, glasses and paperwork are pictured in front of it

An in-plan Roth conversion option is coming to the TSP. Also, one TSP Fund up more than 25% in 2024.

2025 TSP Contribution Limit Increasing 2.2%

FedSmith.com author Ian SmithBy Ian SmithNov 1, 2024 2:09 PM | Updated: Nov 19, 2024 3:34 PM Categories Federal Employee Retirement Leave a comment
Four vertical stacks of coins growing in size from left of right with plants growing out of the top of each with a trend line pictured above moving in an upward direction

The IRS has announced the 2025 annual contribution limits for the TSP and IRAs.

Indirect Rollover 60-Day Rule and Other Guidelines

FedSmith.com author Benjamin DergeBy Benjamin DergeOct 29, 2024 2:15 PM Categories Federal Employee Retirement Leave a comment
Pink piggy bank with a yellow post it note stuck to the side that reads 'Rollover IRA'

These are the pros and cons of indirect rollovers and how they differ from direct rollovers.

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Daily TSP Performance

July 16, 2025

Fund Last % YTD
G Fund $19.2073 +0.01% +2.42%
F Fund $20.0756 +0.19% +3.07%
C Fund $99.6565 +0.32% +7.24%
S Fund $93.6717 +0.85% +3.90%
I Fund $49.4016 +0.22% +17.91%
L Income $28.0188 +0.11% +4.78%
L 2030 $54.2374 +0.22% +7.52%
L 2035 $16.4188 +0.25% +7.98%
L 2040 $62.6609 +0.27% +8.44%
L 2045 $17.2692 +0.29% +8.83%
L 2050 $38.1097 +0.30% +9.21%
L 2055 $19.4184 +0.35% +10.44%
L 2060 $19.4160 +0.35% +10.44%
L 2065 $19.4135 +0.35% +10.44%
L 2070 $11.5059 +0.35% +10.45%
L 2075 $10.0505 +0.35% %
Get detailed TSP data at TSPDataCenter.com

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