How Can You Plan for a Secure Retirement With These Issues Threatening Your Future?
The author offers considerations to keep in mind when planning for retirement in the face of these current challenges.
Author: Carol Schmidlin
Prepare for Tax Changes in 2013
Will the Bush era tax cuts be extended by Congress? Nobody knows, but regardless of what Congress does, the authors offer steps one can consider taking before year end to improve your personal finances.
Unraveling the Mysteries of Roth TSP
The author shares her opinion about the Roth TSP as well as some frequently asked questions and answers about it.
Is the Roth TSP Right for Me?
The author outlines the similarities and differences between the Roth TSP and the traditional TSP to help participants understand if the new Roth option is right for them.
Ridin’ the Storm Out
The stock market’s recent activity has many people concerned about the future.
A Deeper Look at the Debt Debacle-Gold, Us Dollar and GDP, Part II
In part two of Carol Schmidlin’s interview with Rodney Johnson, President of HS Dent Publishing, she asks him about the prospects of investing in gold, the devaluation of the U.S. dollar, and the growing federal debt. She also asks Johnson for his advice for federal employees and actions they should take in light of some of the proposed cuts on their salaries and benefits.
A Deeper Look at the Debt Debacle
Carol Schmidlin recently interviewed Rodney Johnson, President of HS Dent Publishing, an independent economic research company, about the spending cuts in the new debt agreement and who can be affected.
How Congressional Budget Cuts May Cut Into Your Retirement Income
Congress is looking at several proposals that would cut into federal employee benefits. The author focuses on some specific ones that would directly impact your financial security in retirement.
Mistakes to Avoid with Roth Conversions
Should you do a Roth conversion to take advantage of the current tax rates which may be lower now than they are likely to be in the future? It may be a good idea but check out the details before you take action as your tax bill may be higher than you think.
Americans Overestimate Federal Benefit Costs
On average, Americans think the federal government spent 10 percent of its 2010 budget on pensions and retiree benefits; the OMB figures indicate the real number is about 3.5 percent. Another area that is not often talked about is the big difference for federal workers and state workers is that federal employees pay significant premiums for their health insurance.
