Many federal employees use a financial advisor when planning for retirement. That can be a good idea and may help you have a more secure retirement in your future. But be wary in selecting an advisor. Here are some tips on what to look out for.
How much income will you need during retirement? A lot depends on your preferences, your lifestyle and financial decisions you have made prior to retiring.
How much income will you receive after you retire? How much can you withdraw from your retirement accounts so that you will not outlive your retirement savings?