Ralph R. Smith

Ralph Smith has several decades of experience working with federal human resources issues. He has written extensively on a full range of human resources topics in books and newsletters and is a co-founder of two companies and several newsletters on federal human resources. Follow Ralph on Twitter: @RalphSmith47

Market Turn: C Fund Zooms Up While the F Fund Goes Down

By on November 5, 2002 in Pay & Benefits with 0 Comments

The stock market rebound in October is reflected in the results of the C fund–up 8.77%. The F fund turned down slightly in response to market pressure in the bond market.

Continue Reading »

Is the TSP's F Fund a "Risky Investment"?

By on November 3, 2002 in Pay & Benefits with 0 Comments

Several readers have asked FedSmith.com about the risks of investing in bonds. Our advice: Investing in a bond fund is necessary to have a diversified investment portfolio.

Continue Reading »

C Fund Skyrockets in October

By on October 31, 2002 in Pay & Benefits with 0 Comments

The TSP’s C Fund had a positive return in October of more than 8%–the best return since the height of the bull market way back in 2000.

Continue Reading »

TSP C Fund Down for 7 of 9 Months But October is Looking Good

By on October 27, 2002 in Pay & Benefits with 0 Comments

With the C Fund down more than 20% in the past twelve months, fund investors are looking for a respite. They may get one in October if the stock trend continues for the last several days of October.

Continue Reading »

Surprise: Government has Budget Surplus in September

By on October 27, 2002 in Current Events with 0 Comments

There is a positive figure for the September budget but it is still down about $159 billion for the fiscal year

Continue Reading »

Will Unions Represent Employees at the Transportation Security Administration?

By on October 21, 2002 in Human Resources with 0 Comments

Unions can be excluded from representing employees at TSA. Authority of the President to exclude employees from union representation is the crux of the dispute over the Homeland Security Dept. Will President exercise that authority at TSA?

Continue Reading »

New TSP Record Keeping System to Be Delayed (Again)

By on October 14, 2002 in Retirement with 0 Comments

The Federal Retirement Thrift Investment Board says that problems with the new system prevent it from implementing a new record keeping system

Continue Reading »

TSP Common Stock Continues to Lose Ground: 10.87% for September

By on October 4, 2002 in Pay & Benefits with 0 Comments

C Fund Loses about 11% in September

Continue Reading »

Update on Your C Fund Rate of Return

By on October 1, 2002 in Pay & Benefits with 0 Comments

The S&P Index results are now available for the past month and the past quarter. The C Fund is based on this index so readers can get a close idea of how their fund is doing now.

Continue Reading »

OPM To Audit Health Care Costs

By on September 24, 2002 in Pay & Benefits with 0 Comments

Costs of the FEHB continue to go up each year. The impact on retirees is significant and legislation is pending that may provide some relief. The long-term challenge to OPM will be to control costs and to balance benefits.

Continue Reading »

Contact Ralph R. Smith

Top