S Fund Back on Top in May TSP Returns

By on June 2, 2015 in Current Events with 4 Comments

In April, the International fund for the Thrift Savings Plan (TSP), led the pack with a return of 4.11% for the month.

In a turnaround, the I fund finished at the bottom of the TSP rankings for May with a loss of 0.42%. But, I fund investors may not be too concerned—the I fund is still up 9.59% for the year-to-date to lead all of the other TSP funds.

Here are the results for all of the TSP funds for May, the year-to-date and for the past 12 months:

G Fund F Fund C Fund S Fund I Fund
Month 0.17% -0.26% 1.29% 1.84% -0.42%
YTD 0.79% 1.13% 3.26% 5.71% 9.59%
12 Month 2.11% 3.57% 11.89% 12.07% -0.21%

 

L Income L 2020 L 2030 L 2040 L 2050
Month 0.30% 0.50% 0.62% 0.72% 0.78%
YTD 1.72% 3.25% 3.96% 4.43% 4.97%
12 Month 3.61% 5.41% 6.38% 7.08% 7.51%

Actions by TSP Investors

Some TSP investors may have been chasing returns. In April, $399 million was transferred into the I fund and $991 million transferred out of the C fund. That may have hurt the returns of some investors as the C fund had a good month with a return of 1.29%.

Another $165 million was transferred into the G fund and $96 million into the F fund. $179 million was also transferred into the S fund and $153 million into the lifecycle funds (L funds).

Which Funds Do TSP Investors Prefer?

34% of TSP funds are in the G fund—the most popular choice. 38% of TSP funds are in the C fund. 11% are in the S fund. 5% of investors’ funds are in the I fund and the F fund.

17% of TSP funds are now in the lifecycle funds (L funds).

© 2016 Ralph R. Smith. All rights reserved. This article may not be reproduced without express written consent from Ralph R. Smith.

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About the Author

Ralph Smith has several decades of experience working with federal human resources issues. He has written extensively on a full range of human resources topics in books and newsletters and is a co-founder of two companies and several newsletters on federal human resources.

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