TSP Funds Fall in August

All of the TSP funds, with the exception of the G fund, were down in August.

August turned out to be a brutal month for the stock market. The returns for the year-to-date are still very favorable. TSP investors who may have decided to cash in their G fund stocks in hopes of catching another positive month in the stock funds were probably disappointed, at least in the short term, as the only fund with at least a small positive return was the G fund.

Here are the results of all of the TSP funds for last month and the year-to-date and 12 month returns:

G Fund F Fund C Fund S Fund I Fund
Month 0.18% -0.48% -2.89% -2.76% -1.31%
YTD 1.12% -2.62% 16.18% 20.30% 7.56%
12 Month 1.58% -2.25% 18.69% 26.89% 18.96%
L Income L 2020 L 2030 L 2040 L 2050
Month -0.39% -1.22% -1.60% -1.87% -2.11%
YTD 3.52% 7.79% 9.68% 11.08% 12.37%
12 Month 4.90% 11.09% 13.75% 15.75% 17.72%

39% of TSP investments are in the G fund. These TSP investors who have most or a good portion of of their money in the G fund, however, may want to withhold bragging to your colleagues though. As you can see from the chart, the G fund has a year-to-date return of 1.12%—far behind the 16.18% for the C fund and 20.30% for the S fund.

The L Income fund, another conservative fund but with some exposure to the stock market, is also ahead of the G fund for the year with a return of 3.52% compared to the 1.12% for the G fund.

You can check out all of the monthly returns at TSPDataCenter.com as well as the annual returns for all of the TSP funds.

About the Author

Ralph Smith has several decades of experience working with federal human resources issues. He has written extensively on a full range of human resources topics in books and newsletters and is a co-founder of two companies and several newsletters on federal human resources. Follow Ralph on Twitter: @RalphSmith47