August turned out to be a brutal month for the stock market. The returns for the year-to-date are still very favorable. TSP investors who may have decided to cash in their G fund stocks in hopes of catching another positive month in the stock funds were probably disappointed, at least in the short term, as the only fund with at least a small positive return was the G fund.
Here are the results of all of the TSP funds for last month and the year-to-date and 12 month returns:
G Fund | F Fund | C Fund | S Fund | I Fund | |
Month | 0.18% | -0.48% | -2.89% | -2.76% | -1.31% |
YTD | 1.12% | -2.62% | 16.18% | 20.30% | 7.56% |
12 Month | 1.58% | -2.25% | 18.69% | 26.89% | 18.96% |
L Income | L 2020 | L 2030 | L 2040 | L 2050 | |
Month | -0.39% | -1.22% | -1.60% | -1.87% | -2.11% |
YTD | 3.52% | 7.79% | 9.68% | 11.08% | 12.37% |
12 Month | 4.90% | 11.09% | 13.75% | 15.75% | 17.72% |
39% of TSP investments are in the G fund. These TSP investors who have most or a good portion of of their money in the G fund, however, may want to withhold bragging to your colleagues though. As you can see from the chart, the G fund has a year-to-date return of 1.12%—far behind the 16.18% for the C fund and 20.30% for the S fund.
The L Income fund, another conservative fund but with some exposure to the stock market, is also ahead of the G fund for the year with a return of 3.52% compared to the 1.12% for the G fund.
You can check out all of the monthly returns at TSPDataCenter.com as well as the annual returns for all of the TSP funds.