Postponing Retirement Under FERS

If I elect a postponed retirement to age 62, will I receive an increased annuity?

Q:  I am under FERS, 59 years old w/28 years of service. If I elect a postponed retirement to age 62 will I receive the additional 1.1%?

A: It turns out that you have to be age 62 “at the time of separation”, so the answer is NO.

Agencies can request to have John Grobe, or another of Federal Career Experts' qualified instructors, deliver a retirement or transition seminar to their employees. FCE instructors are not financial advisers and will not sell or recommend financial products to class participants. Agency Benefits Officers can contact John Grobe at to discuss schedules and costs.

About the Author

John Grobe is President of Federal Career Experts, a firm that provides pre-retirement training and seminars to a wide variety of federal agencies. FCE’s instructors are all retired federal retirement specialists who educate class participants on the ins and outs of federal retirement and benefits; there is never an attempt to influence participants to invest a certain way, or to purchase any financial products. John and FCE specialize in retirement for special category employees, such as law enforcement officers.