Ralph R. Smith

Author: Ralph R. Smith

Ralph Smith has several decades of experience working with federal human resources issues. He has written extensively on a full range of human resources topics in books and newsletters and is a co-founder of two companies and several newsletters on federal human resources. Follow Ralph on Twitter: @RalphSmith47

Back to the Future For Your TSP Funds

“Back to the Future” was a great movie–or series of movies. Still, no one likes to see their retirement investments sinking back to levels of six years ago. That is what has happened in the current bear market. Here are charts showing the results through the recent sell-off–and some hope for the future.

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