More Saving Opportunities for Retirement: TSP Contribution Limits Going Up

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By on October 24, 2011 in Current Events with 38 Comments

The IRS recently released cost of living adjustments for pension plans and other retirement related plans. Federal retirees under CSRS likely have heard by now about the 3.6% COLA for retirees who have had benefits for at least one year. But the IRS announcement also included important information for TSP participants.

The annual contribution limit for TSP participants has increased to $17,000 per year from $16,500. It applies to private sector 401(k) plans as well. The catch-up contribution limit for those aged 50 and over remains unchanged at $5,500.

Here is how the annual contribution limits look going back to 2007:

Year Annual Contribution Limit Max Catch-Up Contribution Limit


2008 $15,500 $5000
2009 $16,500


2010 $16,500 $5500
2011 $16,500


2012 $17,000 $5500

For more information on regular versus catch-up contributions as well as how much the government will match to your contributions, visit the TSP web site.

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About the Author

Ian Smith is one of the co-founders of He enjoys writing about current topics that affect the federal workforce.