Q: I am receiving health benefits under my wife’s Federal Blue Cross/Blue Shield plan. I did not elect part B at age 65 seven years ago. My logic was, and is, that the premiums saved by not electing part B would cover the co-pay. So far, that logic has worked fairly well. I suppose it will depend on my health over the remainder of my life. I realize I haved rolled the dice. What do you think?
A: I agree with your assessment.