Should I Roll Over My TSP After Retiring?

View this article online at and visit to sign up for free news updates
By on May 5, 2015 in Q&A with 0 Comments

Q: I am a federal government employee with Social Security. I have 35 years and plan to retire in 2015. What is your advice for our TSP? Is it better to roll it into another plan or to leave it in TSP and take an annuity?

A: Because I am a retired fed, rather than a financial planner, I do not give advice on whether or not to rollover your TSP. I fall back on the old HR comment of “it depends.” Both myself and other FedSmith authors have written articles that discuss the things you should consider in deciding whether of not to rollover your TSP. You can look in the “TSP” section in the drop down menu that appears when you click on “News” in the navigation bar at the top of the website as well as use the search box at the top of any page on to search for articles on this subject.

Agencies can request to have John Grobe, or another of Federal Career Experts' qualified instructors, deliver a retirement or transition seminar to their employees. FCE instructors are not financial advisers and will not sell or recommend financial products to class participants. Agency Benefits Officers can contact John Grobe at [email protected] to discuss schedules and costs.

© 2019 John Grobe. All rights reserved. This article may not be reproduced without express written consent from John Grobe.


About the Author

John Grobe is President of Federal Career Experts, a consulting firm that specializes in federal retirement and career transition issues. He is also affiliated with TSP Safety Net. John retired from federal service after 25 years of progressively more responsible human resources positions. He is the author of Understanding the Federal Retirement Systems and Career Transition: A Guide for Federal Employees, both published by the Federal Management Institute. Federal Career Experts provides pre-retirement seminars for a wide variety of federal agencies.