Significant Changes Coming to Some FEHB Plans in 2021

November 2, 2020 1:27 PM , Updated November 8, 2020 7:33 AM
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Office binders on a desk, one of which is labeled 'open enrollment' pictured next to a notepad and jar of pencils

The Office of Personnel Management has issued information for federal employees and retirees detailing what it calls “significant plan changes for 2021” to some health care plans under the Federal Employees Health Benefits Program (FEHB).

The upcoming changes were published in a document released by OPM as part of Benefits Administration Letter 20-403 published on November 2, 2020.

Perhaps of most interest are a list of plans that are leaving the FEHB next year as well as new plans coming into the program. Other changes outlined by OPM are things such as enrollment code changes or name changes for some plans.

The plans leaving FEHB in 2021 are the MercyCare Health Plans in Illinois (2020 enrollment codes: EY1, EY3, EY2 EY4, EY6, EY5) and Wisconsin (2020 enrollment codes: EY1, EY3, EY2 EY4, EY6, EY5).

The new plan coming into the FEHB is offered by UnitedHealthcare Insurance Company, Inc., plan name: UnitedHealthcare Advantage Plan. It will be offered in all contiguous states and Washington, DC except for Alaska, Hawaii, and the US Territories.

This year’s Federal Benefits Open Season will run from Monday, November 9 through Monday, December 14, 2020. During this period, federal employees and retirees have the opportunity to enroll, change plans or plan options, change enrollment type, or cancel enrollment in plans under the FEHB.

OPM’s document with all details is included below and will also be posted on OPM’s website in the Benefits Administration Letters 400 series section.

2021 Significant FEHB Plan Changes

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Ian Smith is one of the co-founders of He enjoys writing about current topics that affect the federal workforce.