John Grobe

John Grobe is President of Federal Career Experts, a firm that provides pre-retirement training and seminars to a wide variety of federal agencies. FCE's instructors are all retired federal retirement specialists who educate class participants on the ins and outs of federal retirement and benefits; there is never an attempt to influence participants to invest a certain way, or to purchase any financial products. John and FCE specialize in retirement for special category employees, such as law enforcement officers.

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Turning Your TSP Into an Income Stream

July 12, 2016 3:14 PM
Turning Your TSP Into an Income Stream

Turning accumulated savings in the Thrift Savings Plan into a stream of income is a goal for federal employees who are hoping to retire at a comfortable level. The author looks at choices federal workers have both inside and outside of the TSP to generate retirement income.

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CSRS Offset and Social Security: How Will Your Annuity Be Calculated?

June 26, 2016 4:11 PM

Federal employees covered under CSRS Offset have special considerations when it comes to collecting Social Security in retirement. The author describes how this works and provides some real life examples based on a hypothetical scenario.

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The Social Security Earnings Test

June 9, 2016 3:05 PM
The Social Security Earnings Test

The Social Security earnings test will affect any Social Security recipient from the age of 62 until they reach their Social Security Full Retirement Age (FRA). For every dollar earned above the earnings test amount, there is a reduction to an individual’s FERS Supplement or Social Security.

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What Constitutes an 'Eligible Child' for Survivor Benefits?

What is the definition of an “eligible child” with respect to receiving survivor benefits? The author provides some details of survivor benefits as they relate to children of federal employees.

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Ensuring Your Spouse Remains Covered Under FEHB After Your Death

May 12, 2016 2:48 PM

Do you want to ensure that you spouse remains covered by FEHB after your death? Then you want to elect some level of survivor benefit for your spouse at the time you retire. The author describes some considerations for choosing a survivor benefit.

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Expanding Withdrawal Choices and Investment Options Within the TSP

May 8, 2016 11:22 AM
Expanding Withdrawal Choices and Investment Options Within the TSP

The Thrift Savings Plan has announced that it will be adding more investment and withdrawal options to its lineup of funds. The author discusses the details of some of these proposed changes.

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How Long Should You Keep Your Tax Records?

April 24, 2016 1:51 PM
How Long Should You Keep Your Tax Records?

What tax related documents do you need to keep, and for how long do you need to keep them? Here are some suggestions.

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Can I Contribute to an IRA if I'm Fully Funding My TSP Account?

April 13, 2016 5:10 AM

I’ve been told that I cannot contribute to an IRA for either 2015 or 2016 if I’m fully funding my TSP account; is that true?

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What Are Your Retirement Dreams?

March 31, 2016 3:34 PM
What Are Your Retirement Dreams?

Actuaries tell us that a 55 year old can expect to live another 30 years. How will you spend those days after you leave the workforce? The author provides some suggestions on how to find your retirement dreams and make them a reality.

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Is a Change to a 'High-Five' Calculation Likely to Happen?

I’ve heard rumors that Congress will be changing how our retirement is computed by mandating a “high-five” calculation, rather than a high-three. Is this likely to happen and, if it does, what will it do to our pensions?

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