John Grobe

John Grobe is President of Federal Career Experts, a consulting firm that specializes in federal retirement and career transition issues. He is also affiliated with TSP Safety Net. John retired from federal service after 25 years of progressively more responsible human resources positions. He is the author of Understanding the Federal Retirement Systems and Career Transition: A Guide for Federal Employees, both published by the Federal Management Institute. Federal Career Experts provides pre-retirement seminars for a wide variety of federal agencies.

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Can I Contribute to an IRA if I'm Fully Funding My TSP Account?

By on April 13, 2016 in Q&A, Retirement with 0 Comments

I’ve been told that I cannot contribute to an IRA for either 2015 or 2016 if I’m fully funding my TSP account; is that true?

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What Are Your Retirement Dreams?

By on March 31, 2016 in Retirement with 0 Comments
What Are Your Retirement Dreams?

Actuaries tell us that a 55 year old can expect to live another 30 years. How will you spend those days after you leave the workforce? The author provides some suggestions on how to find your retirement dreams and make them a reality.

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Is a Change to a 'High-Five' Calculation Likely to Happen?

By on March 30, 2016 in Pay & Benefits, Q&A, Retirement with 0 Comments

I’ve heard rumors that Congress will be changing how our retirement is computed by mandating a “high-five” calculation, rather than a high-three. Is this likely to happen and, if it does, what will it do to our pensions?

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What Happens To Your Benefits If You Die After You Retire?

By on March 17, 2016 in Pay & Benefits, Retirement with 0 Comments
What Happens To Your Benefits If You Die After You Retire?

No one lives forever, but you will leave survivors. Your federal employee benefits are valuable and can affect those that survive you. The author details what federal workers can expect to happen with regards to their benefits if they pass away after retiring from federal service.

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Can I Opt Out of FERS?

By on March 16, 2016 in Pay & Benefits, Q&A, Retirement with 0 Comments
Can I Opt Out of FERS?

Can I opt out or not contribute to the FERS-FRAE annuity system? I am a new employee and they are taking 4.4% of my paycheck for the annuity. I feel I can get a better return outside of the annuity.

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Financial ‘Red Flags’ Federal Employees Should Watch For with Their Financial Advisors

By on March 1, 2016 in Retirement with 0 Comments
Financial ‘Red Flags’ Federal Employees Should Watch For with Their Financial Advisors

These are some “red flags” that federal employees should be aware of when working with a financial advisor.

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Should I Wait for a Buyout to Retire?

By on February 29, 2016 in Q&A, Retirement with 0 Comments

I’m planning on retiring at the end of May. However, last week my agency announced that it was undertaking a re-organization that is likely to affect the area in which I work. Very often agencies will offer buy-outs during an organization; should I wait for a buy-out?

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What Happens to Your Benefits If You Die While Still Working? Response to Readers Questions

By on February 11, 2016 in Current Events, Retirement with 0 Comments

Federal retirement expert John Grobe recently wrote an article describing what federal employees can expect to happen to their federal benefits should they pass away while still working. Many of our users had more questions on the subject, so he has written this follow up article providing answers to some of the questions he received.

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What Are the Average Earnings for a TSP Account With Mostly 'High Risk' Funds?

By on February 1, 2016 in Q&A with 0 Comments
What Are the Average Earnings for a TSP Account With Mostly 'High Risk' Funds?

My TSP has the same contribution mix: 85% risk and 15% safe funds. What would you estimate are the average earnings for the TSP, and what would be the average earnings of a TSP account with mostly high risk funds?

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13 Things You Should Know About Taxes and Federal Retirement

By on January 28, 2016 in Current Events, Pay & Benefits, Retirement with 0 Comments

Tax time is closer than you think. Here are 13 things you should know about taxes and your federal retirement.

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