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Asset Location

For Federal Employees, Retirement Taxes Are About Location, Location, Location

FedSmith.com author Anthony BucciBy Anthony BucciMar 19, 2026 8:30 AM Categories Retirement Leave a comment
See-saw balance scale with a bag of money on one side and a stack of blocks on the other; individual blocks are labeled 'ETFs', 'stocks', 'REITs', 'commodities', 'bonds', and 'mutual funds' depicting investment diversification

Asset location in retirement is key. Where federal employees keep savings—tax-deferred, Roth, or taxable—can greatly impact taxes and flexibility later.

Maximize Your Retirement: The Power of Smart Asset Location

FedSmith.com author Dallen HawsBy Dallen HawsOct 29, 2025 8:23 AM | Updated: Feb 27, 2026 10:29 AM Categories Retirement Leave a comment

Asset location is an often overlooked tax savings strategy. Learn how placing assets in the right accounts can boost returns.

Why Asset Location Matters More Than Asset Allocation for Federal Professionals

By Johnny MedinaJun 23, 2025 11:15 AM | Updated: Feb 27, 2026 10:30 AM Categories Retirement Leave a comment
Plant growing from coins outside the glass jar on blurred green natural background

The author says federal employees should focus on asset location, not just allocation, in retirement planning.

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Daily TSP Performance

April 14, 2026

Fund Last % YTD
G Fund $19.8250 +0.01% +1.21%
F Fund $21.0563 +0.26% +0.84%
C Fund $111.8484 +1.18% +2.13%
S Fund $106.0976 +1.00% +5.67%
I Fund $61.3477 +1.06% +10.55%
L Income $29.9595 +0.33% +2.45%
L 2030 $60.1943 +0.64% +3.61%
L 2035 $18.4028 +0.76% +4.09%
L 2040 $70.7241 +0.82% +4.33%
L 2045 $19.6080 +0.88% +4.54%
L 2050 $43.5253 +0.93% +4.75%
L 2055 $22.6049 +1.11% +5.49%
L 2060 $22.6023 +1.11% +5.49%
L 2065 $22.5996 +1.11% +5.49%
L 2070 $13.3944 +1.11% +5.49%
L 2075 $11.7001 +1.11% +5.49%
Get detailed TSP data at TSPDataCenter.com

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