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Deferred Retirement

Deferred Pension vs. Postponement vs. MRA+10

FedSmith.com author Steven PuckettBy Steven PuckettDec 7, 2021 3:05 PM | Updated: Sep 11, 2023 3:28 PM Categories Retirement Leave a comment

Federal employees who retire early have some important choices to make regarding their pensions and health insurance.

Understanding the Difference Between Postponed and Deferred FERS Retirement

FedSmith.com author Neal ThompsonBy Neal ThompsonApr 13, 2021 10:03 AM Categories Retirement Leave a comment
Man and woman sitting at a desk doing financial calculations; the woman is holding a notepad and pen and the man is performing a calculation with a calculator with coins and paperwork spread out in front of them

While postponed and deferred retirement sound similar, there are big differences for FERS federal employees who retire early with these options.

The Big ‘Gotchas’ of Deferred Retirement

FedSmith.com author Dallen HawsBy Dallen HawsNov 30, 2020 10:17 AM Categories Retirement Leave a comment
Close up of coins in a glass jar labeled 'retirement' with an alarm clock in the background

Deferred retirement is an option for some federal employees, but there are potential downsides.

Deferred Retirement for a Departing Federal Employee

FedSmith.com author John GrobeBy John GrobeFeb 7, 2017 12:43 PM | Updated: Feb 10, 2017 10:28 AM Categories Retirement Leave a comment

These are some facts about deferred retirement that could be critical for a federal employee.

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Daily TSP Performance

March 13, 2026

Fund Last % YTD
G Fund $19.7525 +0.01% +0.84%
F Fund $20.8661 -0.13% -0.08%
C Fund $106.3817 -0.59% -2.86%
S Fund $98.4072 -0.26% -1.99%
I Fund $56.7641 -1.25% +2.29%
L Income $29.3408 -0.21% +0.33%
L 2030 $57.9922 -0.44% -0.18%
L 2035 $17.6176 -0.52% -0.35%
L 2040 $67.4749 -0.56% -0.46%
L 2045 $18.6524 -0.60% -0.55%
L 2050 $41.2842 -0.64% -0.64%
L 2055 $21.2355 -0.77% -0.90%
L 2060 $21.2330 -0.77% -0.90%
L 2065 $21.2304 -0.77% -0.91%
L 2070 $12.5829 -0.77% -0.91%
L 2075 $10.9912 -0.77% -0.91%
Get detailed TSP data at TSPDataCenter.com

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