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Social Security

Stay informed on Social Security updates that affect federal employees and retirees, especially those covered under FERS. Explore news and analysis on Social Security COLAs, benefit calculations, earnings limits, claiming strategies, and policy changes that influence retirement income. Find clear explanations of how Social Security integrates with FERS benefits, the FERS supplement, and long‑term financial planning. Keep up with legislative developments, inflation trends, and key rules that shape Social Security benefits for federal retirees.

For New Retirees: More Money in the Interim Payment

By Robert F. BensonMar 19, 2014 4:16 PM Categories Retirement Leave a comment

When Federal employees retire, they start getting “interim” payments, almost immediately. These payments are approximately 60% of the final, fully annuity. For FERS employees under age 62, there is also an annuity supplement of hundreds of dollars. The author offers details on these annuity payments.

The Impact of Life Expectancy on Social Security

FedSmith.com author Brenton SmithBy Brenton SmithMar 18, 2014 3:46 PM Categories Federal Workforce News, Retirement Leave a comment

The author says that increasing life expectancies in America creates two financial burdens for Social Security and offers some detail on what this means.

Understanding and Getting the Most Out of FERS

By Jason KayJan 22, 2014 3:10 PM Categories Retirement Leave a comment

This is a basic guide to help federal employees understand some of the key points of the FERS system.

The Impact of Time on Social Security

FedSmith.com author Brenton SmithBy Brenton SmithDec 22, 2013 2:01 PM Categories Retirement Leave a comment

The author says that the more time that goes by, the worse off financially the Social Security program becomes. He argues that politicians need to work on a fix before it’s too late.

Visiting a Social Security Office: Impressions from an Infrequent Visitor

FedSmith.com author Ralph R. SmithBy Ralph R. SmithNov 27, 2013 9:31 AM Categories Federal Workforce News Leave a comment

Visiting a Social Security office as a customer could have been a dreadful experience but it was not. What to expect when you visit one of these offices and how to make your visit go more quickly and to help ensure your information is calculated quickly and accurately.

CBO Deficit Reduction Proposals Would Impact Federal Employees

FedSmith.com author Ian SmithBy Ian SmithNov 14, 2013 1:46 PM Categories Pay & Benefits Leave a comment

A recent report from the Congressional Budget Office makes a myriad of proposals designed to help put a dent in the growing federal debt, some of which would directly impact federal employees.

Social Security and Medicare Changes Under New COLA

FedSmith.com author John GrobeBy John GrobeOct 30, 2013 8:10 PM Categories Federal Workforce News, Retirement Leave a comment

The cost-of-living adjustment for Social Security recipients, CSRS retirees and FERS retirees (other than special category employees) age 62 or older will be 1.5%. The author goes over some detailed numbers to illustrate what this will mean.

Maximizing Social Security For Retirement

By Jason VisnerOct 28, 2013 5:20 PM Categories Pay & Benefits, Retirement Leave a comment

Social Security is an important benefit in retirement. What many people do not know, though, is the sheer number of options you have when considering how to file for your benefits. Those options will depend on your age, marital status, and other factors, but should all be considered before deciding on a filing strategy.

Retirement Myths: The Social Security Earnings Test

FedSmith.com author John GrobeBy John GrobeOct 27, 2013 2:55 PM Categories Federal Workforce News, Retirement Leave a comment

Will your pension and TSP withdrawals count towards the Social Security earnings test?

Ronald Reagan and The Great Social Security Heist

By Allen W. Smith, Ph.D.Oct 11, 2013 3:41 AM Categories Retirement Leave a comment

The author says that the Social Security amendments passed under Reagan’s presidency laid the foundation for 30 years of embezzlement of the trust funds.

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April 20, 2026

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