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Should You Take the Federal Buyout? A Guide to VERA and VSIP in 2026

FedSmith.com author Dallen HawsBy Dallen HawsApr 30, 2026 8:14 AM Categories Retirement Leave a comment

A VERA or VSIP offer can seem like a golden ticket, but early retirement comes with permanent reductions to your pension, TSP, and Social Security.

Understanding the FERS Supplement Before Social Security Begins

FedSmith.com author Charles DzamaBy Charles DzamaApr 28, 2026 8:18 AM Categories Retirement Leave a comment

The FERS Supplement bridges the income gap for federal retirees before age 62. Learn who qualifies, how it’s calculated, and how to plan for when it ends.

What Parts of a Federal Employee’s Retirement Income Are Taxed?

FedSmith.com author Dallen HawsBy Dallen HawsFeb 27, 2026 9:05 AM Categories Retirement Leave a comment

Federal employees will find that most of their retirement income is subject to taxes. Planning ahead helps reduce tax surprises in retirement.

Bridging the Retirement Gap: Smart Strategies for Federal Employees

FedSmith.com author Dallen HawsBy Dallen HawsJan 12, 2026 7:45 AM Categories Retirement Leave a comment

These are some strategies federal employees can use to bridge the income gap between early FERS retirement and Social Security.

FERS SRS: Annuity Supplement for Survivors

FedSmith.com author Benjamin DergeBy Benjamin DergeDec 16, 2025 12:25 PM Categories Retirement Leave a comment

One of the lesser known benefits under FERS is the Special Retirement Supplement spousal benefit. How does it work?

Securing Your Federal Retirement: Strategies for Long-Term Financial Stability

FedSmith.com author Dallen HawsBy Dallen HawsSep 5, 2025 9:15 AM Categories Retirement Leave a comment

These 5 tips can help federal employees ensure that their retirement savings will last for the long term.

Federal Employee Benefits Cuts: What’s In, What’s Out in Latest Legislative Proposal

FedSmith.com author Ian SmithBy Ian SmithMay 19, 2025 12:43 PM | Updated: May 21, 2025 4:13 PM Categories Retirement Leave a comment

Important changes were made to proposed cuts to federal employees’ retirement benefits after the House Budget Committee advanced the latest bill.

Federal Retirement Reforms: Winners, Losers, and the Bottom Line

FedSmith.com author Ian SmithBy Ian SmithMay 19, 2025 7:05 AM Categories Retirement Leave a comment

A new CBO report analyzes the proposed cuts to federal employees’ retirement benefits and their estimated impact on the federal deficit.

Additional Details Regarding Proposed Cuts to Federal Employee Benefits

FedSmith.com author Ian SmithBy Ian SmithMay 15, 2025 8:45 AM | Updated: May 16, 2025 5:24 PM Categories Retirement Leave a comment

Details continue to emerge about proposed cuts to federal employees’ retirement benefits.

Is It Better to Retire or Work Longer at Age 57 With 30 Years of Service?

FedSmith.com author Dallen HawsBy Dallen HawsMar 3, 2025 9:30 AM Categories Retirement Leave a comment

Upon reaching age 57 with 30 years of service, does it make more financial sense for a federal employee to retire or keep working?

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