TSP Funds Reflect Continuing Decline in Stock Values
The stock market decline continued in July and the TSP funds reflect the declining values as most of the funds are down for the month, year and and previous 12 months.
TSP
If you are a federal employee, you may be wondering how to plan for your retirement and make the most of your Thrift Savings Plan (TSP). The TSP is a tax-advantaged retirement savings plan that allows you to invest in various funds and options, depending on your risk tolerance and goals. On this tag page, you will find articles and resources that will help you understand the benefits and features of the TSP, as well as tips and strategies to increase your investment returns and secure your future income. You will also learn about the latest news and updates on the TSP performance, fees, withdrawals, and more. Whether you are just starting your federal career or are near retirement, these articles will provide you with valuable information and guidance on how to make the best use of your TSP.
Funding Tobacco Legislation by Changing the Thrift Savings Plan
New legislation passed the House this week to protect public health by providing the Food and Drug Administration with authority to regulate tobacco products. The bill will cost about $300 million. An influential Congressman says not to worry–the money to fund this legislation will come from changing the federal Thrift Savings Plan. No doubt, these changes reassure TSP investors that Congress is looking out for their financial future.
Seeking Access to the TSP’s Billions
P.T. Barnum is credited with the phrase “There’s a sucker born every minute.” Keep that in mind when you read ads about how how to invest (or roll-over) your TSP money.
Quietly Changing the TSP’s Investment Philosophy
A pending bill would quietly change the TSP’s investment philosophy. The result would be opening the door to more investment options, confusing many investors, applying more political pressure on the TSP and profiting financial interests with Congressional patrons. The likely losers: TSP investors who are benefiting from a simple, inexpensive retirement plan that is currently a model for private sector retirement plans.
Best TSP Fund for the Long Haul?
What is the best investment strategy in the Thrift Savings Plan for your retirement future? A recent report from the Thrift Investment Board provides useful guidance you can use to shape your financial future.
Money, Congress and Your TSP: Watch Out for Your Retirement Money
When a politician says he wants to improve your TSP returns by changing the system, hang on to your wallet. Someone may benefit, but it may not be the TSP investors.
TSP Stock Funds Nosedive in June
TSP stock funds across the board went down significantly in June. Here are the results and a perspective that long term investors should keep in mind before deciding to bail out of the market based on the latest TSP returns.
S Fund Leads May Returns as Most Thrift Savings Plan Funds Go Up
The stock market continues to go back up and the recent returns from the TSP funds reflect this change of direction. All but one of the TSP funds are up again in May. Check out the returns for your TSP funds with our charts that display the monthly, year-to-date and 12-month returns for each fund.
TSP Trends: Fund Returns Up, Fund Transfers Down, More L Fund Investors
Here are the trends in the TSP universe. The TSP funds have been kind to TSP investors so far in May and the number of investors in the lifecycle funds continues to go up. Active trading in the funds is down.
TSP Funds Turn Up in April
A few billion dollars were moved out of the TSP stock funds during the first quarter of this year. If you are a contrary investor, that may be a signal that stocks are headed up. And, for April at least, that is the case as all of the TSP funds are up for the month–with one exception.
