Quietly Changing the TSP’s Investment Philosophy

A pending bill would quietly change the TSP’s investment philosophy. The result would be opening the door to more investment options, confusing many investors, applying more political pressure on the TSP and profiting financial interests with Congressional patrons. The likely losers: TSP investors who are benefiting from a simple, inexpensive retirement plan that is currently a model for private sector retirement plans.

TSP Funds Turn Up in April

A few billion dollars were moved out of the TSP stock funds during the first quarter of this year. If you are a contrary investor, that may be a signal that stocks are headed up. And, for April at least, that is the case as all of the TSP funds are up for the month–with one exception.

$16 Million Is Not a Low Number

Comments sent in by readers on proposed changes to interfund transfers within the TSP were unusually harsh. Similar comments may have been sent in directly to the TSP board as well. A new Federal Register notice finalizes a final rule limiting TSP trading activity. The official notice is blunt in addressing the comments opposing the changes. Here is the outcome but watch for future changes as well.

The Value of the F Fund in Your Retirement Planning

The F fund in the Thrift Savings Plan (TSP) is sometimes the Rodney Dangerfield of the TSP funds–It doesn’t get any respect. The G fund is the safe haven; the I fund is used by market timers to try and juice up their returns, the S fund is good for fast growth as we are coming out of a recession and the C fund is the old stock market standby that most people think of when they want to put some of their retirement funds into stocks. But what is the F fund good for?