TSP Funds Turn Up in April

A few billion dollars were moved out of the TSP stock funds during the first quarter of this year. If you are a contrary investor, that may be a signal that stocks are headed up. And, for April at least, that is the case as all of the TSP funds are up for the month–with one exception.

$16 Million Is Not a Low Number

Comments sent in by readers on proposed changes to interfund transfers within the TSP were unusually harsh. Similar comments may have been sent in directly to the TSP board as well. A new Federal Register notice finalizes a final rule limiting TSP trading activity. The official notice is blunt in addressing the comments opposing the changes. Here is the outcome but watch for future changes as well.

The Value of the F Fund in Your Retirement Planning

The F fund in the Thrift Savings Plan (TSP) is sometimes the Rodney Dangerfield of the TSP funds–It doesn’t get any respect. The G fund is the safe haven; the I fund is used by market timers to try and juice up their returns, the S fund is good for fast growth as we are coming out of a recession and the C fund is the old stock market standby that most people think of when they want to put some of their retirement funds into stocks. But what is the F fund good for?

Exposing Long-Term TSP Investors to Risks They Did Not Anticipate

A recent notice in the Federal Register is the latest step by the Federal Retirement Thrift Investment Board to clamp down on frequent trading in TSP funds. The notice makes the argument that the restrictions are necessary to protect the interests of the majority of TSP investors whose financial investments are being put at risk by the actions of those trying to time the market and forcing all TSP participants to accept additional financial risk they did not anticipate. A press release from a group opposed to the changes states that the cost of trading for each TSP shareholder has declined despite the market timing activities of some TSP participants.