Big Changes Coming to Some 2023 FEHB Plans

Some federal employees will need to make changes to their FEHB plans for 2023 as a result of some upcoming changes to various plans.

Some plans under the Federal Employees Health Benefits Program (FEHB) will be undergoing significant changes in 2023. Some federal employees will need to make changes to their health insurance options during the upcoming Open Season as a result.

Plans Leaving the FEHB Program in 2023

There will be a number of plans leaving the FEHB program at the end of 2022. They are in Georgia, Virginia, New Jersey, New York, Colorado, Missouri, and Illinois.

Impacted plans are Blue Cross and Blue Shield of Georgia, Inc., HealthKeepers, Inc., EmblemHealth Inc., HMO Colorado Inc., and HMO Missouri, Inc.

The Office of Personnel Management has provided more details about the plans leaving.

Employees in terminating plans must enroll in a new health plan during the upcoming federal benefits Open Season. If they do not enroll in a new plan, their employing agency will enroll them in GEHA Indemnity Benefit Plan Elevate Option, the lowest-cost nationwide plan option for 2023 as determined by OPM.

2023 FEHB Plans Adding New Options and Enrollment Codes

Some plans are adding new options in 2023. The plans are Medical Mutual of Ohio and Health Net of California. OPM provides more details in its 2023 FEHB plan changes document.

Other Changes in 2023

There are some other changes to FEHB plans outlined by OPM for next year. These include service area expansions without new enrollment codes and service area expansions adding new enrollment codes. Some FEHB plans are changing names, service area names, or names of existing plan options.

There is also a new plan entering the FEHB in 2023. The Indiana University Health Plan will be available in these counties: Blackford, Boone, Brown, Carroll, Clinton, Delaware, Fountain, Grant, Hamilton, Hendricks, Jay, Johnson, Lawrence, Marion, Monroe, Montgomery, Morgan, Orange, Owen, Putnam, Randolph, Shelby, Tippecanoe, Tipton, and White.

Again, details about all of these changes are provided by OPM in its 2023 FEHB plan changes document.

About the Author

Ian Smith is one of the co-founders of He has over 20 years of combined experience in media and government services, having worked at two government contracting firms and an online news and web development company prior to his current role at FedSmith.