The Office of Personnel Management has begun releasing information to let federal employees know about the upcoming 2023 FEHB Open Season for Federal Employees Health Program (FEHB) benefits.
This year’s FEHB Open Season will run from Monday, November 14 – Monday, December 12, 2022. During this period, federal employees have the opportunity to enroll, change plans or plan options for 2023, change enrollment type, or cancel enrollment for the Federal Employees Health Benefits (FEHB) Program and the Federal Employees Dental and Vision Insurance Program (FEDVIP). It is also the opportunity to re-enroll or newly enroll in the Federal Flexible Spending Account (FSAFEDS) Program.
It is important also to note that the Federal Employees’ Group Life Insurance (FEGLI) Program and the Federal Long Term Care Insurance Program (FLTCIP) do not participate in the annual open season.
OPM has provided some general information (see below) in advance of the 2022 FEHB Open Season and more will be forthcoming as the start date draws closer.
Federal employees who have questions about Federal Benefits Open Season or their benefits in general should contact their local human resources office for assistance.
Federal Employees Health Benefits Program (FEHB)
What are my open season options?
- Enroll
- Change plans
- Change plan options
- Change enrollment type (to Self, Self Plus One, or Self and Family)
- Cancel coverage
What if I do nothing?
Your current coverage will automatically continue. You do not need to take any action if you are satisfied with your current FEHB plan. However, you must change plans if your plan has ended coverage in your area or your plan is terminating participation in the FEHB Program.
What should I know?
Information on plans available in your area will be posted to www.opm.gov/openseason as soon as it is available. OPM says this will be in early November.
How do I make a change?
Visit www.opm.gov/healthcare-insurance/healthcare/enrollment/ for instructions.
Effective date of enrollment/change
The first day of the first pay period that begins on or after January 1, 2023 and which follows a pay period during any part of which you (if an employee) are in pay status
Federal Employees Dental and Vision Insurance Program (FEDVIP)
What are my Open Season options?
- Enroll
- Change plans
- Change plan options
- Change enrollment type (to Self, Self Plus One, or Self and Family)
- Cancel coverage
What if I do nothing?
Your current coverage will automatically continue. You do not need to take any action if you are satisfied with your current FEDVIP plan.
What should I know?
Visit www.opm.gov/healthcare-insurance/dental-vision/ or benefeds.com for more information about eligibility and enrollment.
How do I make a change?
Visit www.benefeds.com or call 877-888-FEDS (877-888-3337)
TTY: 877-889-5680
International: +1-571-730-5942
Customer Service is open Monday through Friday from 9 a.m. to 7 p.m. ET.
Effective date of enrollment/change
January 1, 2023
Federal Flexible Spending Account (FSAFEDS)
What are my Open Season options?
Enroll/Reenroll in Health Care FSA (HCFSA), Limited Expense Health Care FSA (LEX HCFSA), and Dependent Care FSA (DCFSA)
What if I do nothing?
Your election will not automatically continue. You must reenroll to continue your account(s) for the next benefit year.
Note: A condition of being eligible to carry over unused funds from this plan year’s HCFSA or LEX HCFSA is re-enrolling in either of these two plans in the subsequent year. DCFSAs are ineligible for carryover.
What should I know?
Visit www.fsafeds.com for more information on eligibility and enrollment.
Currently the minimum annual election amount for all FSAFEDS accounts is $100. The contribution maximum for the Health Care or Limited Expense Health Care FSAs is $2,750 per participant. The maximum for the Dependent Care FSA is $5,000 per family.
The contribution maximums for Flexible Spending Accounts are determined by the Internal Revenue Service and are subject to change. If FSAFEDS adopts new maximums, notification will be provided on www.opm.gov/openseason.
How do I make a change?
- Visit www.fsafeds.com or call 877-FSAFEDS (877-372-3337), TTY Line: 866-353-8058
- Benefits Counselors are available Monday through Friday from 9 a.m. until 9 p.m. Eastern Time.
- Verify your account login now to save time when you’re ready to make your 2023 elections.
- Visit www.fsafeds.com, enter your Username and Password, and select “LOG IN.” If you don’t remember your Username and/or Password, select “Forgot Username or Password?” for assistance.
Effective date of enrollment/change
January 1, 2023