John Grobe

John Grobe is President of Federal Career Experts, a firm that provides pre-retirement training and seminars to a wide variety of federal agencies. FCE's instructors are all retired federal retirement specialists who educate class participants on the ins and outs of federal retirement and benefits; there is never an attempt to influence participants to invest a certain way, or to purchase any financial products. John and FCE specialize in retirement for special category employees, such as law enforcement officers.

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Can LEO Employees Extend Their Service Outside of Law Enforcement to Become Eligible for the 1.1% Annuity Computation?

February 22, 2018 11:14 AM

Can a law enforcement employee extend working years in a non-law enforcement capacity to become eligible for the 1.1% FERS annuity calculation?

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What Impact Does Sick Leave Have on the FERS Annuity Computation?

February 14, 2018 1:57 PM , Updated February 22, 2018 8:14 AM
What Impact Does Sick Leave Have on the FERS Annuity Computation?

Because unused sick leave is used in the computation of my annuity, will it allow me to receive the 1.1% FERS computation factor?

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What’s the Difference in the 1% and 1.1% FERS Annuity Computations?

February 6, 2018 1:41 PM , Updated February 16, 2018 9:26 AM

I’ve heard that there are two different computation factors that are used in computing the FERS annuity; 1% and 1.1%. What’s the difference between them?

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How Does the GPO Affect Your Pension?

January 18, 2018 2:52 PM , Updated January 26, 2018 11:07 AM

What is the Government Pension Offset, and how does it affect your pension?

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How Does the WEP Affect Your Retirement Income?

January 9, 2018 2:52 PM , Updated January 18, 2018 4:36 PM
How Does the WEP Affect Your Retirement Income?

What is the Windfall Elimination Provision, and how can it affect your retirement income?

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How is Modified Adjusted Gross Income Calculated?

December 8, 2017 10:33 AM , Updated December 16, 2017 5:09 PM

I understand that my Medicare Part B premiums can be higher if my modified adjusted gross income is above a certain amount. How is MAGI calculated?

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Open Season Changes and the Five Year Rule

November 12, 2017 10:45 AM , Updated November 19, 2017 10:19 AM
Open Season Changes and the Five Year Rule

If you plan to carry your FEHB into retirement, be careful not to get tripped up by the five year rule.

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Should You Elect Medicare Part B?

October 29, 2017 12:00 PM
Should You Elect Medicare Part B?

While there is no “one size fits all” answer on Medicare Part B, these are some things you should keep in mind when deciding whether to enroll.

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When Can You Expect Your First Social Security Payment?

October 25, 2017 3:38 PM , Updated November 3, 2017 11:07 AM
When Can You Expect Your First Social Security Payment?

When can you expect to get your first Social Security payment in retirement? The answer might surprise you.

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Does Your Unused Sick Leave Count Towards Your Retirement Eligibility?

October 19, 2017 2:49 PM , Updated October 29, 2017 12:18 PM
Does Your Unused Sick Leave Count Towards Your Retirement Eligibility?

How is your unused sick leave factored into your annuity calculation? The author clarifies what he says is a frequent misconception among federal employees.

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