4 Reasons to Avoid Traditional TSP
These are some reasons why federal employees may want to consider avoiding the traditional TSP.
Federal employee pay news: If it impacts pay and benefits for federal employees, you’ll find it here. Stay informed about important topics such as annual federal pay raises, the GS pay scale, and Thrift Savings Plan (TSP) including the latest TSP performance updates. You will also find articles about the Federal Employees Health Benefits (FEHB) program, Federal Employees Group Life Insurance (FEGLI), and Federal Employees Dental and Vision Insurance Program (FEDVIP), or event legislation in Congress that could impact federal employees’ pay and benefits.
These are some reasons why federal employees may want to consider avoiding the traditional TSP.
The FEHB is a valuable benefit for federal employees, but they must meet certain eligibility requirements to have it in retirement.
TSP returns plunged early in April and then turned back up. Here are the TSP returns for April, 12-months and year-to-date. How will federal employees react?
Cuts to federal employees’ benefits are on the table in an upcoming legislative markup session.
TSP investors increased interfund transfers to the G Fund last month as the stock market drop continues.
The 2025 budget process is underway. There are a number of proposals that would impact federal employees from calculating retirement to FEHB premium changes.
A tax refund can provide a cushion against having to send more money to the IRS.
Stock market volatility in 2025 has had a negative impact on the number of millionaires in the TSP.
Investment returns change as the markets change. Diversification decreases risk. Are TSP investors adequately invested in the I Fund? And what did the CPI do in March?
Tariffs have rattled the stock market. Should federal employees be worried about their TSP accounts?