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4% Rule

I’m Retiring Soon… Do I Have Enough in My TSP?

FedSmith.com author Dallen HawsBy Dallen HawsFeb 10, 2026 8:36 AM Categories Retirement Leave a comment

Federal employees can assess retirement readiness by combining fixed income with safe TSP withdrawals. These are some strategies.

Why “Safe” Withdrawal Rates Depend on the Type of Account You’re Spending From

By Nigel ValdezFeb 3, 2026 8:25 AM Categories Retirement Leave a comment
Stack of cash in front of a small black sign with white writing that reads 'retirement' against a wooden background

Safe retirement withdrawal rates depend on the account type, as tax drag reduces sustainability for taxable and traditional IRA accounts.

Best Wealth Preservation Techniques for Federal Employees

FedSmith.com author Dallen HawsBy Dallen HawsSep 12, 2025 9:35 AM Categories Retirement Leave a comment

These 5 strategies can help federal employees build and preserve wealth as they plan for retirement.

Securing Your Federal Retirement: Strategies for Long-Term Financial Stability

FedSmith.com author Dallen HawsBy Dallen HawsSep 5, 2025 9:15 AM Categories Retirement Leave a comment

These 5 tips can help federal employees ensure that their retirement savings will last for the long term.

Can You Retire With $800k In Your TSP?

FedSmith.com author Dallen HawsBy Dallen HawsAug 22, 2025 9:35 AM Categories Retirement Leave a comment

Is an $800,000 TSP balance enough for a federal employee to retire? Here is how to decide.

Navigating Retirement with TSP: Is the 60/40 Allocation Right for You?

FedSmith.com author Dallen HawsBy Dallen HawsApr 2, 2025 8:49 AM Categories Retirement Leave a comment

The 60/40 TSP allocation blends growth and stability. Adjust it based on your time horizon, risk tolerance, and financial goals for retirement success.

Using the 4% Rule and Bucket Strategy for Your TSP

FedSmith.com author Dallen HawsBy Dallen HawsFeb 25, 2025 9:55 AM Categories Retirement Leave a comment

These 2 strategies can help ensure that federal employees never run out of money in retirement.

Pros and Cons of the 4% Rule

FedSmith.com author Brad BobbBy Brad BobbJul 10, 2024 1:35 PM Categories Retirement Leave a comment
Bags of cash against a dark green background; one is lying open on its side and has some cash lying in front of it

The 4% rule is a common guideline for withdrawing retirement savings. It has some advantages and disadvantages.

How to Never Run Out of Money in Retirement

FedSmith.com author Dallen HawsBy Dallen HawsMay 15, 2024 8:43 AM | Updated: May 24, 2024 2:53 PM Categories Retirement Leave a comment

These are 3 common strategies for determining how much you can spend in retirement.

Can You Retire With $500k in Your TSP Account?

FedSmith.com author Dallen HawsBy Dallen HawsMar 27, 2024 9:11 AM | Updated: May 24, 2024 2:54 PM Categories Retirement Leave a comment

Can a federal employee retire with $500,000 saved in the TSP? Here are some considerations.

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Daily TSP Performance

March 13, 2026

Fund Last % YTD
G Fund $19.7525 +0.01% +0.84%
F Fund $20.8661 -0.13% -0.08%
C Fund $106.3817 -0.59% -2.86%
S Fund $98.4072 -0.26% -1.99%
I Fund $56.7641 -1.25% +2.29%
L Income $29.3408 -0.21% +0.33%
L 2030 $57.9922 -0.44% -0.18%
L 2035 $17.6176 -0.52% -0.35%
L 2040 $67.4749 -0.56% -0.46%
L 2045 $18.6524 -0.60% -0.55%
L 2050 $41.2842 -0.64% -0.64%
L 2055 $21.2355 -0.77% -0.90%
L 2060 $21.2330 -0.77% -0.90%
L 2065 $21.2304 -0.77% -0.91%
L 2070 $12.5829 -0.77% -0.91%
L 2075 $10.9912 -0.77% -0.91%
Get detailed TSP data at TSPDataCenter.com

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