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4% Rule

Navigating Retirement with TSP: Is the 60/40 Allocation Right for You?

FedSmith.com author Dallen HawsBy Dallen HawsApr 2, 2025 8:49 AM Categories Federal Employee Retirement Leave a comment

The 60/40 TSP allocation blends growth and stability. Adjust it based on your time horizon, risk tolerance, and financial goals for retirement success.

Using the 4% Rule and Bucket Strategy for Your TSP

FedSmith.com author Dallen HawsBy Dallen HawsFeb 25, 2025 9:55 AM Categories Federal Employee Retirement Leave a comment

These 2 strategies can help ensure that federal employees never run out of money in retirement.

Pros and Cons of the 4% Rule

FedSmith.com author Brad BobbBy Brad BobbJul 10, 2024 1:35 PM Categories Federal Employee Retirement Leave a comment
Bags of cash against a dark green background; one is lying open on its side and has some cash lying in front of it

The 4% rule is a common guideline for withdrawing retirement savings. It has some advantages and disadvantages.

How to Never Run Out of Money in Retirement

FedSmith.com author Dallen HawsBy Dallen HawsMay 15, 2024 8:43 AM | Updated: May 24, 2024 2:53 PM Categories Federal Employee Retirement Leave a comment

These are 3 common strategies for determining how much you can spend in retirement.

Can You Retire With $500k in Your TSP Account?

FedSmith.com author Dallen HawsBy Dallen HawsMar 27, 2024 9:11 AM | Updated: May 24, 2024 2:54 PM Categories Federal Employee Retirement Leave a comment

Can a federal employee retire with $500,000 saved in the TSP? Here are some considerations.

How Much Income Will Your FERS Pension Replace?

FedSmith.com author Justin HoltzBy Justin HoltzNov 7, 2023 8:15 AM | Updated: May 24, 2024 2:58 PM Categories Federal Employee Retirement Leave a comment

The FERS annuity is an important part of a federal employee’s retirement income, but there are other factors that must be considered.

Can You Retire With Only $400k in Your TSP Account?

FedSmith.com author Dallen HawsBy Dallen HawsJul 19, 2023 9:20 AM | Updated: May 24, 2024 2:55 PM Categories Federal Employee Retirement Leave a comment

How much money do you need in your TSP account to retire? This detailed example can help federal employees determine what is necessary for their situations.

How to Make Your TSP Last

FedSmith.com author Dallen HawsBy Dallen HawsMay 17, 2023 8:53 AM | Updated: May 24, 2024 2:56 PM Categories Federal Employee Retirement Leave a comment

These are two things that federal employees have within their control to help make their TSP accounts last throughout retirement.

What’s Wrong With the 4% Rule?

FedSmith.com author Brad BobbBy Brad BobbJan 13, 2022 9:56 AM | Updated: May 24, 2024 2:52 PM Categories Federal Employee Retirement Leave a comment

The 4% rule is a common spending strategy in retirement. Although very popular, the author says there are some flaws with it.

How Do I Avoid Running Out of Money in Retirement?

FedSmith.com author Dallen HawsBy Dallen HawsOct 18, 2021 7:01 AM | Updated: May 24, 2024 2:59 PM Categories Federal Employee Retirement Leave a comment

How can you avoid running out of money in retirement? These are some withdrawal strategies for your TSP to ensure you don’t.

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Daily TSP Performance

June 18, 2025

Fund Last % YTD
G Fund $19.1426 +0.01% +2.07%
F Fund $20.0416 +0.05% +2.89%
C Fund $95.0869 -0.03% +2.32%
S Fund $89.0922 +0.55% -1.17%
I Fund $48.3642 +0.04% +15.44%
L Income $27.6647 +0.03% +3.45%
L 2025 $14.2402 +0.03% +3.48%
L 2030 $52.9297 +0.05% +4.92%
L 2035 $15.9906 +0.05% +5.17%
L 2040 $60.9035 +0.06% +5.40%
L 2045 $16.7558 +0.06% +5.59%
L 2050 $36.9124 +0.06% +5.78%
L 2055 $18.6939 +0.07% +6.32%
L 2060 $18.6916 +0.07% +6.32%
L 2065 $18.6892 +0.07% +6.32%
L 2070 $11.0767 +0.07% +6.33%
Get detailed TSP data at TSPDataCenter.com

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