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COLA

Stay informed on the latest COLA updates for federal retirees, including annual Cost‑of‑Living Adjustment announcements, calculation methods, and policy changes that affect retirement income under FERS and CSRS. Explore clear explanations of how COLA percentages are determined, historical trends in federal retiree COLAs, and the impact of inflation on long‑term financial security. Find timely analysis, legislative developments, and expert insights to help federal retirees understand how annual COLA changes influence their purchasing power and overall retirement planning.

Up, Up and Away: 6.2% Possible for 2022 COLA

FedSmith.com author Ralph R. SmithBy Ralph R. SmithAug 11, 2021 4:47 PM | Updated: Mar 24, 2023 8:30 AM Categories Retirement Leave a comment

Inflation is up again in July. There is another higher projection for the 2022 COLA figure to be announced in October.

2022 COLA: Why Are FERS and CSRS Different?

FedSmith.com author Ralph R. SmithBy Ralph R. SmithAug 9, 2021 6:27 AM Categories Pay & Benefits Leave a comment

The 2022 COLA will be significant but lower for FERS than for CSRS. Here are the differences and an explanation for the differences.

Social Security COLA Projected to Be the Highest In Decades

FedSmith.com author Brenton SmithBy Brenton SmithJul 29, 2021 10:38 AM | Updated: Aug 2, 2021 10:52 AM Categories Retirement Leave a comment

Social Security recipients are likely to get a big COLA in 2022, but the author notes that this is a major financial burden for the program.

This Retirement Mistake Could Cut Your Pension by 15%

FedSmith.com author Dallen HawsBy Dallen HawsJul 28, 2021 10:14 AM Categories Retirement Leave a comment

Some federal employees under FERS could see a significant cut to their pensions if they meet these criteria.

How to Calculate Your 2022 COLA (Current Max Projection: 6.1%)

FedSmith.com author Ralph R. SmithBy Ralph R. SmithJul 15, 2021 12:28 PM Categories Retirement Leave a comment
Man staring at a board with multiple drawings of bags of money and question marks depicting questions or confusion about money/personal finance/retirement

How is the 2022 COLA calculated for different groupings of federal retirees?

2022 COLA Data Shooting Higher: 6.1% Annual Inflation

FedSmith.com author Ralph R. SmithBy Ralph R. SmithJul 13, 2021 10:42 AM Categories Retirement Leave a comment
Grocery/retail store shopping cart with a white cardboard sign in it with three dollar signs ($) on it in black font

The projected COLA increase for 2022 keeps going up. The latest inflation figures show inflation increasing and projected 6.1% COLA for 2022.

2022 FERS COLA: Good News and Bad News

FedSmith.com author Dallen HawsBy Dallen HawsJun 28, 2021 2:27 PM | Updated: Jun 29, 2021 4:35 PM Categories Retirement Leave a comment

Inflation is up this year which will likely boost next year’s COLA for federal retirees, but there is some bad news for FERS retirees.

Inflation Jumps to 5% Annual Increase: Latest COLA Estimate for 2022

FedSmith.com author Ralph R. SmithBy Ralph R. SmithJun 10, 2021 9:58 AM | Updated: Jun 11, 2021 12:32 PM Categories Retirement Leave a comment
Shopping cart filled with coins

Inflation is increasing more than expected. The May inflation rate was 5% over a 12-month period. What does this mean for the annual COLA?

Will 2022 Beat the 2021 COLA?

FedSmith.com author Ralph R. SmithBy Ralph R. SmithMay 12, 2021 11:07 AM Categories Retirement Leave a comment
Shopping cart pictured in the background behind three vertical stacks of coins depicting the annual COLA/cost of living for federal retirees and Social Security recipients

Could the 2022 COLA go as high as 4.7%, or will inflation increases start to recede?

COLA Calculation: More Money for Federal Retirees in 2022?

FedSmith.com author Ralph R. SmithBy Ralph R. SmithApr 15, 2021 1:28 PM Categories Retirement Leave a comment
Pink piggy bank on a wooden surface with question marks drawn on a chalkboard behind it

The latest inflation data have been released. What are likely projections for the 2022 COLA?

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Daily TSP Performance

April 21, 2026

Fund Last % YTD
G Fund $19.8418 +0.01% +1.30%
F Fund $21.0016 -0.31% +0.57%
C Fund $113.4140 -0.63% +3.56%
S Fund $108.8549 -0.80% +8.41%
I Fund $61.0076 -1.31% +9.94%
L Income $30.0457 -0.26% +2.74%
L 2030 $60.4983 -0.51% +4.13%
L 2035 $18.5104 -0.60% +4.70%
L 2040 $71.1685 -0.66% +4.99%
L 2045 $19.7386 -0.70% +5.24%
L 2050 $43.8323 -0.75% +5.49%
L 2055 $22.7995 -0.88% +6.39%
L 2060 $22.7968 -0.88% +6.39%
L 2065 $22.7940 -0.88% +6.39%
L 2070 $13.5096 -0.88% +6.39%
L 2075 $11.8007 -0.88% +6.39%
Get detailed TSP data at TSPDataCenter.com

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