Your 2025 COLA: Early Projection of 1.75%
The 2025 COLA payment will be effective in January 2025. Here is an early projection and how it compares to recent years.
COLA
Stay informed on the latest COLA updates for federal retirees, including annual Cost‑of‑Living Adjustment announcements, calculation methods, and policy changes that affect retirement income under FERS and CSRS. Explore clear explanations of how COLA percentages are determined, historical trends in federal retiree COLAs, and the impact of inflation on long‑term financial security. Find timely analysis, legislative developments, and expert insights to help federal retirees understand how annual COLA changes influence their purchasing power and overall retirement planning.
Politics and Retirement Income: The CPI-E and Its Impact On the COLA
Legislation has been introduced to use the CPI-E for calculating an annual COLA or use a higher figure if the CPI-W is more. How much of a difference would this make in retirement income?
Inflation Up Higher Than Expected in December
Inflation in December was higher than expected but the rate has dropped considerably. 2025 COLA payments will continue going back to a more normal range.
Core Inflation is Up But Index for Next COLA is Down
The latest inflation report reflecting economic activity in November has been released. Core inflation is still rising and the index used for the COLA is down.
2% Differential in 2024 Pay Raise and COLA
How do the 2024 federal pay raise and 2024 COLA compare?
What’s the Difference in the Annual COLA and Pay Raise?
The annual COLA and pay raise are complex and often cause confusion. This is what they are and how they are different.
Inflation Receding But Impact Remains
As we start the new year for the next COLA calculation, the latest data show a continuing decline in the rate of inflation.
Trying Again to Boost COLAs for Some Federal Retirees
Legislation that would increase the COLA for federal retirees in some instances has once again been introduced.
When Will Federal Retirees See the 2024 COLA in Their Annuity Payments?
Rising inflation has produced a modest COLA for next year. When can federal retirees expect to see the increase in their annuity payments?
FERS vs. CSRS: How is the 2024 COLA Calculated?
The 2024 COLA was announced on October 12, 2023. Not all federal retirees will receive the same COLA. Here is how the COLA calculation works.
