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COLA

Stay informed on the latest COLA updates for federal retirees, including annual Cost‑of‑Living Adjustment announcements, calculation methods, and policy changes that affect retirement income under FERS and CSRS. Explore clear explanations of how COLA percentages are determined, historical trends in federal retiree COLAs, and the impact of inflation on long‑term financial security. Find timely analysis, legislative developments, and expert insights to help federal retirees understand how annual COLA changes influence their purchasing power and overall retirement planning.

August Inflation and Its Impact on the 2024 COLA

FedSmith.com author Ralph R. SmithBy Ralph R. SmithSep 13, 2023 10:08 AM Categories Retirement Leave a comment

The inflation data for August 2023 are now available. What impact will this have on the 2024 COLA for federal retirees?

Annual Federal Pay Raises During Inflation: Carter vs. Biden & Latest Inflation Data

FedSmith.com author Ralph R. SmithBy Ralph R. SmithAug 10, 2023 10:50 AM Categories Pay & Benefits, Retirement Leave a comment

The rate of inflation is decreasing. Are you feeling better yet?

Inflation, Pay Raises, COLAs, and FEHB Increases

FedSmith.com author Ralph R. SmithBy Ralph R. SmithJul 18, 2023 8:15 AM Categories Pay & Benefits, Retirement Leave a comment
Pink piggy bank pictured next to a stethoscope on a solid aqua colored background

Are FEHB premiums going up faster than inflation? Do annual raises and COLA increases keep up with FEHB premium increases?

Inflation Slows Down—2024 COLA Increase May be 2% or Less

FedSmith.com author Ralph R. SmithBy Ralph R. SmithJul 12, 2023 9:49 AM Categories Retirement Leave a comment

The latest inflation figures are out for June. What is the impact on the 2024 COLA?

2024 COLA Trend: Inflation at 4% and Next COLA Projection Going Down

FedSmith.com author Ralph R. SmithBy Ralph R. SmithJun 13, 2023 10:47 AM Categories Retirement Leave a comment

The 2023 COLA payments that started in January reflected an 8.7% increase. What about the 2024 COLA?

Avoid These Final Four Mistakes When Planning Your Federal Retirement

FedSmith.com author Jennifer MeyerBy Jennifer MeyerJun 6, 2023 1:05 PM Categories Retirement
Bird's nest with a golden egg in it labeled 'retirement' depicting retirement savings/retirement nest egg

These are four mistakes federal employees sometimes make that can negatively impact their retirement.

April Inflation 4.9%: Impact on 2024 COLA

FedSmith.com author Ralph R. SmithBy Ralph R. SmithMay 10, 2023 9:41 AM | Updated: May 15, 2023 12:15 PM Categories Retirement Leave a comment

The inflation rate is continuing to slowly go down. Here is how the 2024 COLA calculations look after the April inflation report was released.

Inflation Still High: Impact on 2024 COLA Predictions

FedSmith.com author Ralph R. SmithBy Ralph R. SmithApr 12, 2023 10:08 AM | Updated: May 15, 2023 12:21 PM Categories Retirement Leave a comment

2024 COLA predictions for federal retirees and Social Security recipients suggest it will be considerably less than the 8.7% rate from last year.

Government Stimulus, Inflation, Failing Banks, and the Annual COLA

FedSmith.com author Ralph R. SmithBy Ralph R. SmithMar 14, 2023 10:20 AM | Updated: May 15, 2023 12:27 PM Categories Retirement Leave a comment

In the midst of financial turmoil, the February inflation rate has been released. Inflation is still a problem but the impact of the turmoil remains to be seen.

How 2023 COLA Payments Work

FedSmith.com author Ralph R. SmithBy Ralph R. SmithFeb 15, 2023 11:47 AM Categories Retirement Leave a comment
Stack of coins with two peoples' thumbs holding index cards with question marks on them on both sides of the coins depicting questions about money/salary

Was the 2023 COLA applied to your annuity less than you expected? Here is how the COLA system works and variations that may impact federal retirees.

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Daily TSP Performance

April 22, 2026

Fund Last % YTD
G Fund $19.8441 +0.01% +1.31%
F Fund $21.0219 +0.10% +0.67%
C Fund $114.6014 +1.05% +4.65%
S Fund $109.2815 +0.39% +8.84%
I Fund $61.2747 +0.44% +10.42%
L Income $30.1117 +0.22% +2.97%
L 2030 $60.7551 +0.42% +4.57%
L 2035 $18.6033 +0.50% +5.23%
L 2040 $71.5568 +0.55% +5.56%
L 2045 $19.8537 +0.58% +5.85%
L 2050 $44.1040 +0.62% +6.14%
L 2055 $22.9687 +0.74% +7.18%
L 2060 $22.9660 +0.74% +7.18%
L 2065 $22.9632 +0.74% +7.18%
L 2070 $13.6099 +0.74% +7.18%
L 2075 $11.8883 +0.74% +7.18%
Get detailed TSP data at TSPDataCenter.com

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