Securing Your Federal Retirement: Strategies for Long-Term Financial Stability
These 5 tips can help federal employees ensure that their retirement savings will last for the long term.
COLA
Stay informed on the latest COLA updates for federal retirees, including annual Cost‑of‑Living Adjustment announcements, calculation methods, and policy changes that affect retirement income under FERS and CSRS. Explore clear explanations of how COLA percentages are determined, historical trends in federal retiree COLAs, and the impact of inflation on long‑term financial security. Find timely analysis, legislative developments, and expert insights to help federal retirees understand how annual COLA changes influence their purchasing power and overall retirement planning.
2026 COLA Projections Increasing With Latest Inflation Trends
The June inflation data are likely to result in a higher 2026 COLA projection than the 2025 increase of 2.5%.
Latest CPI and 2026 COLA Projection for Federal Retirees (and Those Soon to be Retired)
The latest data for the 2026 COLA has been released. Here are the projections for 2026 COLAs for Social Security and the federal retirement annuity.
The Dangers of Inflation with VERA and DRP
Inflation erodes retirement savings over time. Without growth investments, pensions and savings may lose value, especially before age 62.
Inflation, 2026 COLA and the Latest Consumer Price Index
Inflation is at its lowest level since February 2021, just before it started rapidly increasing along with COLA rates for federal retirees.
Inflation Slows and Latest 2026 COLA Projection
Inflation was lower than projected in February. Federal employees are stressed. TSP prices are down. Here are latest big cuts in a federal agency and projected 2026 COLA.
Legislation Would Boost COLAs for Some Federal Retirees
Another attempt is being made to give retired federal employees under both FERS and CSRS the same COLAs.
2.5% COLA Currently Projected for 2025 Amid December’s 0.4% Inflation Increase
Inflation is not dead, and the projected 2026 COLA is 2.5%. Here is a comparison of COLA and GS pay raises over 10 years.
COLA Calculations, Inflation and Stock Market Records
America had an election and inflation was a factor for voters. The stock market is booming. Here are the latest inflation figures and how the COLA compares to pay raises over time.
What is the Difference Between the COLA and Pay Raise?
The annual COLA and pay raise are complex and often a source of confusion. While both impact pay, they have important differences.
