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FERS

Stay informed on the latest FERS retirement news, including updates on FERS annuity calculations, retirement eligibility rules, service credit, COLA adjustments, and federal retirement policies that affect current and future retirees. Find clear explanations of FERS benefits, survivor options, the FERS supplement, and key guidance to help federal employees understand how their retirement income is calculated and how policy changes may impact long‑term financial security.

Retirement Payments Set to Rise: Breaking Down the 2026 COLA

FedSmith.com author Ralph R. SmithBy Ralph R. SmithOct 24, 2025 9:44 AM | Updated: Dec 1, 2025 3:08 PM Categories Retirement Leave a comment

The 2026 COLA has been announced after being delayed by the government shutdown. How much is it and who will receive it?

Military Time Buy Back: How 4 Military Years Could Mean $100,000+ More in Retirement

FedSmith.com author Charles DzamaBy Charles DzamaOct 21, 2025 9:46 AM Categories Retirement Leave a comment

Buying back military time boosts your FERS pension. It’s misunderstood, but adds thousands yearly. Don’t miss out—know the facts and plan wisely.

When Do Federal Retirees Start Receiving COLAs? A Complete Guide

FedSmith.com author Dallen HawsBy Dallen HawsOct 8, 2025 8:26 AM Categories Retirement Leave a comment

Discover how federal retirees can safeguard their pensions against inflation with COLAs—when they start, how much they are, and why they matter!

Retiring Early as a Federal Employee: Not Easy, But Definitely Possible

FedSmith.com author Wes BattleBy Wes BattleAug 20, 2025 8:50 AM Categories Retirement Leave a comment

Dreaming of early retirement as a federal employee? Discover key strategies to maximize benefits and retire on your terms—challenges included, solutions ahead!

What Difference Will One More Year of Federal Service Make for FERS Retirement?

FedSmith.com author Brad BobbBy Brad BobbAug 5, 2025 10:17 AM Categories Retirement Leave a comment

Working for an additional year can have a significant impact on a federal employee’s retirement savings.

How to Maximize Federal Benefits in 2025

FedSmith.com author Dallen HawsBy Dallen HawsAug 4, 2025 1:45 PM Categories Retirement Leave a comment

Fully utilizing these 6 benefits will set federal employees up for success.

How the Supreme Court Decision on Workforce Cuts Could Impact Federal Employees

FedSmith.com author Mathew B. Tully, Esq.By Mathew B. Tully, Esq.Jul 11, 2025 8:35 AM Categories Court Cases Leave a comment

What are the implications of the recent Supreme Court decision for federal employees?

The Cuts That Weren’t: Federal Employee Proposals Scrapped from One Big Beautiful Bill

FedSmith.com author Ian SmithBy Ian SmithJul 9, 2025 1:40 PM Categories Retirement Leave a comment

The version of the One Big Beautiful Bill that ultimately became law omitted numerous proposed cuts to federal employees’ retirement benefits.

Benefits Cuts Off the Table in Latest Draft of Senate Legislation

FedSmith.com author Ian SmithBy Ian SmithJun 28, 2025 4:51 PM | Updated: Jun 29, 2025 5:15 PM Categories Federal Workforce News Leave a comment

New draft legislation in the Senate has dropped mention of proposals negatively impacting federal employees.

Would You Be Willing to Pay 15.6% Towards Your Retirement?

FedSmith.com author Ian SmithBy Ian SmithJun 27, 2025 4:18 PM | Updated: Jun 28, 2025 4:53 PM Categories Retirement Leave a comment

Senate Republicans are reportedly considering a sharp increase to the amount federal employees pay towards their retirement benefits.

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