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FERS

Stay informed on the latest FERS retirement news, including updates on FERS annuity calculations, retirement eligibility rules, service credit, COLA adjustments, and federal retirement policies that affect current and future retirees. Find clear explanations of FERS benefits, survivor options, the FERS supplement, and key guidance to help federal employees understand how their retirement income is calculated and how policy changes may impact long‑term financial security.

How the Supreme Court Decision on Workforce Cuts Could Impact Federal Employees

FedSmith.com author Mathew B. Tully, Esq.By Mathew B. Tully, Esq.Jul 11, 2025 8:35 AM Categories Court Cases Leave a comment
Wooden judge's gavel on a wood desk surface

What are the implications of the recent Supreme Court decision for federal employees?

The Cuts That Weren’t: Federal Employee Proposals Scrapped from One Big Beautiful Bill

FedSmith.com author Ian SmithBy Ian SmithJul 9, 2025 1:40 PM Categories Retirement Leave a comment
USA flag flying in the wind with the U.S. Capitol building pictured behind it against a blue sky

The version of the One Big Beautiful Bill that ultimately became law omitted numerous proposed cuts to federal employees’ retirement benefits.

Benefits Cuts Off the Table in Latest Draft of Senate Legislation

FedSmith.com author Ian SmithBy Ian SmithJun 28, 2025 4:51 PM | Updated: Jun 29, 2025 5:15 PM Categories Federal Workforce News Leave a comment
Scissors cutting a $100 bill

New draft legislation in the Senate has dropped mention of proposals negatively impacting federal employees.

Would You Be Willing to Pay 15.6% Towards Your Retirement?

FedSmith.com author Ian SmithBy Ian SmithJun 27, 2025 4:18 PM | Updated: Jun 28, 2025 4:53 PM Categories Retirement Leave a comment
Five $100 dollar bills spread in a fan shape against a solid white background

Senate Republicans are reportedly considering a sharp increase to the amount federal employees pay towards their retirement benefits.

FERS Refund: Redeem Retirement Contribution Deductions or Defer Retirement?

FedSmith.com author Benjamin DergeBy Benjamin DergeJun 26, 2025 8:35 AM Categories Retirement Leave a comment
Man and woman sitting at a desk doing financial calculations; the woman is holding a notepad and pen and the man is performing a calculation with a calculator with coins and paperwork spread out in front of them

Deciding between FERS refunds and deferred retirement impacts future finances. Consider age, service years, taxes, and growth potential before choosing.

Byrd Rule Roadblocks: Provisions Impacting Federal Employees at Risk in “One Big Beautiful Bill”

FedSmith.com author Ian SmithBy Ian SmithJun 25, 2025 6:19 AM | Updated: Jun 26, 2025 11:37 AM Categories Pay & Benefits Leave a comment
Businessman showing stop sign gesture with his hand

Proposals to cut federal employee pay, benefits in the “One Big Beautiful Bill” appear to be in jeopardy.

Senate Adds Cuts to Federal Employees’ Benefits in the “One Big Beautiful Bill”

FedSmith.com author Ian SmithBy Ian SmithJun 13, 2025 4:36 PM | Updated: Jun 26, 2025 1:08 PM Categories Federal Workforce News Leave a comment
Pile of cut up money on a cutting board with a meat cleaver next to it

The Senate Committee on Homeland Security and Governmental Affairs has released legislative text that would make significant cuts to federal employees’ benefits.

What Federal Employees Need to Know About RIFs and Early Retirement

FedSmith.com author Jesse BlackBy Jesse BlackJun 4, 2025 8:39 AM Categories Retirement Leave a comment
'early retirement' written in red on a notepad

Federal employees who are facing RIFs and early retirements need to know their rights, options, and benefits before making decisions.

The Dangers of Inflation with VERA and DRP

FedSmith.com author Charles DzamaBy Charles DzamaJun 2, 2025 8:25 AM Categories Retirement Leave a comment
Shopping cart on the left side of a balance beam that is lower than a piggy bank on the other side

Inflation erodes retirement savings over time. Without growth investments, pensions and savings may lose value, especially before age 62.

Federal Employee Benefits Cuts: What’s In, What’s Out in Latest Legislative Proposal

FedSmith.com author Ian SmithBy Ian SmithMay 19, 2025 12:43 PM | Updated: May 21, 2025 4:13 PM Categories Retirement Leave a comment
Blue key on a keyboard labeled 'cost cutting'

Important changes were made to proposed cuts to federal employees’ retirement benefits after the House Budget Committee advanced the latest bill.

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Daily TSP Performance

April 1, 2026

Fund Last % YTD
G Fund $19.7939 +0.01% +1.05%
F Fund $20.8929 +0.01% +0.05%
C Fund $105.5194 +0.72% -3.65%
S Fund $99.8332 +0.66% -0.57%
I Fund $57.7086 +2.11% +3.99%
L Income $29.4203 +0.35% +0.61%
L 2030 $58.1639 +0.68% +0.11%
L 2035 $17.6744 +0.80% -0.03%
L 2040 $67.6954 +0.87% -0.13%
L 2045 $18.7140 +0.93% -0.22%
L 2050 $41.4218 +0.99% -0.31%
L 2055 $21.3088 +1.19% -0.56%
L 2060 $21.3063 +1.19% -0.56%
L 2065 $21.3037 +1.19% -0.56%
L 2070 $12.6263 +1.19% -0.56%
L 2075 $11.0291 +1.19% -0.56%
Get detailed TSP data at TSPDataCenter.com

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