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FERS

Stay informed on the latest FERS retirement news, including updates on FERS annuity calculations, retirement eligibility rules, service credit, COLA adjustments, and federal retirement policies that affect current and future retirees. Find clear explanations of FERS benefits, survivor options, the FERS supplement, and key guidance to help federal employees understand how their retirement income is calculated and how policy changes may impact long‑term financial security.

FERS & Furloughs: Before, During, and After a Government Shutdown

FedSmith.com author Mathew B. Tully, Esq.By Mathew B. Tully, Esq.Nov 19, 2025 1:55 PM Categories Retirement Leave a comment

These are some common questions federal employees ask about how the recent government shutdown can impact the retirement process.

Military Survivor Benefits Plan vs. FERS Survivor’s Annuity: Understanding the Benefits for Spouses and Retirees

FedSmith.com author Benjamin DergeBy Benjamin DergeNov 12, 2025 1:15 PM Categories Retirement Leave a comment

What are the differences in the Military Survivor Benefits Plan and FERS survivor’s annuity?

Maximizing Your Federal Pension: Is It Worth Delaying Retirement?

FedSmith.com author Dallen HawsBy Dallen HawsNov 11, 2025 8:35 AM Categories Retirement Leave a comment

Deciding between early retirement or working longer? Discover key factors, financial impacts, and personal insights to help federal employees choose wisely.

Should I Stay or Should I Go?

FedSmith.com author Micah ShilanskiBy Micah ShilanskiOct 30, 2025 2:09 PM | Updated: Nov 5, 2025 9:30 AM Categories Retirement Leave a comment

When considering retiring as a federal employees, it is important to plan for income changes and taxes.

Retirement Payments Set to Rise: Breaking Down the 2026 COLA

FedSmith.com author Ralph R. SmithBy Ralph R. SmithOct 24, 2025 9:44 AM | Updated: Dec 1, 2025 3:08 PM Categories Retirement Leave a comment
Shopping cart pictured next to stacks of coins with dollar signs above them

The 2026 COLA has been announced after being delayed by the government shutdown. How much is it and who will receive it?

Military Time Buy Back: How 4 Military Years Could Mean $100,000+ More in Retirement

FedSmith.com author Charles DzamaBy Charles DzamaOct 21, 2025 9:46 AM Categories Retirement Leave a comment

Buying back military time boosts your FERS pension. It’s misunderstood, but adds thousands yearly. Don’t miss out—know the facts and plan wisely.

When Do Federal Retirees Start Receiving COLAs? A Complete Guide

FedSmith.com author Dallen HawsBy Dallen HawsOct 8, 2025 8:26 AM Categories Retirement Leave a comment

Discover how federal retirees can safeguard their pensions against inflation with COLAs—when they start, how much they are, and why they matter!

Retiring Early as a Federal Employee: Not Easy, But Definitely Possible

FedSmith.com author Wes BattleBy Wes BattleAug 20, 2025 8:50 AM Categories Retirement Leave a comment
index card that reads 'early retirement' on a desk surrounded by reading glasses, a keyboard, and calculator

Dreaming of early retirement as a federal employee? Discover key strategies to maximize benefits and retire on your terms—challenges included, solutions ahead!

What Difference Will One More Year of Federal Service Make for FERS Retirement?

FedSmith.com author Brad BobbBy Brad BobbAug 5, 2025 10:17 AM Categories Retirement Leave a comment
Four vertical stacks of coins growing in height from left to right next to an old style alarm clock

Working for an additional year can have a significant impact on a federal employee’s retirement savings.

How to Maximize Federal Benefits in 2025

FedSmith.com author Dallen HawsBy Dallen HawsAug 4, 2025 1:45 PM Categories Retirement Leave a comment

Fully utilizing these 6 benefits will set federal employees up for success.

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Daily TSP Performance

April 1, 2026

Fund Last % YTD
G Fund $19.7939 +0.01% +1.05%
F Fund $20.8929 +0.01% +0.05%
C Fund $105.5194 +0.72% -3.65%
S Fund $99.8332 +0.66% -0.57%
I Fund $57.7086 +2.11% +3.99%
L Income $29.4203 +0.35% +0.61%
L 2030 $58.1639 +0.68% +0.11%
L 2035 $17.6744 +0.80% -0.03%
L 2040 $67.6954 +0.87% -0.13%
L 2045 $18.7140 +0.93% -0.22%
L 2050 $41.4218 +0.99% -0.31%
L 2055 $21.3088 +1.19% -0.56%
L 2060 $21.3063 +1.19% -0.56%
L 2065 $21.3037 +1.19% -0.56%
L 2070 $12.6263 +1.19% -0.56%
L 2075 $11.0291 +1.19% -0.56%
Get detailed TSP data at TSPDataCenter.com

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