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FERS

Stay informed on the latest FERS retirement news, including updates on FERS annuity calculations, retirement eligibility rules, service credit, COLA adjustments, and federal retirement policies that affect current and future retirees. Find clear explanations of FERS benefits, survivor options, the FERS supplement, and key guidance to help federal employees understand how their retirement income is calculated and how policy changes may impact long‑term financial security.

Why Federal Employees Often Reach Their Highest Tax Bracket After They Retire

By Johnny MedinaDec 16, 2025 8:05 AM Categories Retirement Leave a comment
wooden blocks spelling the word 'tax' with vertical stacks of coins on top of each decreasing in size from right to left

Federal retirees often face higher taxes than expected, as FERS, Social Security, and TSP RMDs quickly fill tax brackets and trigger Medicare surcharges.

Complete Guide to FERS Special Provision Retirement

FedSmith.com author David FeiBy David FeiDec 11, 2025 8:13 AM Categories Retirement Leave a comment
Golden egg on top of a spread of cash with a $1 bill covering the top of it

This detailed guide will help federal employees understand the Federal Employees Retirement System (FERS).

Federal Retirement Readiness Check: What’s the Best Age to Retire?

FedSmith.com author Brennan RhuleBy Brennan RhuleNov 25, 2025 9:35 AM Categories Retirement Leave a comment
Old style alarm clock sitting on a desk in front of a desktop calendar and a blurred image of a businessman working on a calculator sitting at a desk in the background

These are important considerations for FERS federal employees to determine the best retirement age.

FERS & Furloughs: Before, During, and After a Government Shutdown

FedSmith.com author Mathew B. Tully, Esq.By Mathew B. Tully, Esq.Nov 19, 2025 1:55 PM Categories Retirement Leave a comment

These are some common questions federal employees ask about how the recent government shutdown can impact the retirement process.

Military Survivor Benefits Plan vs. FERS Survivor’s Annuity: Understanding the Benefits for Spouses and Retirees

FedSmith.com author Benjamin DergeBy Benjamin DergeNov 12, 2025 1:15 PM Categories Retirement Leave a comment

What are the differences in the Military Survivor Benefits Plan and FERS survivor’s annuity?

Maximizing Your Federal Pension: Is It Worth Delaying Retirement?

FedSmith.com author Dallen HawsBy Dallen HawsNov 11, 2025 8:35 AM Categories Retirement Leave a comment

Deciding between early retirement or working longer? Discover key factors, financial impacts, and personal insights to help federal employees choose wisely.

Should I Stay or Should I Go?

FedSmith.com author Micah ShilanskiBy Micah ShilanskiOct 30, 2025 2:09 PM | Updated: Nov 5, 2025 9:30 AM Categories Retirement Leave a comment

When considering retiring as a federal employees, it is important to plan for income changes and taxes.

Retirement Payments Set to Rise: Breaking Down the 2026 COLA

FedSmith.com author Ralph R. SmithBy Ralph R. SmithOct 24, 2025 9:44 AM | Updated: Dec 1, 2025 3:08 PM Categories Retirement Leave a comment
Shopping cart pictured next to stacks of coins with dollar signs above them

The 2026 COLA has been announced after being delayed by the government shutdown. How much is it and who will receive it?

Military Time Buy Back: How 4 Military Years Could Mean $100,000+ More in Retirement

FedSmith.com author Charles DzamaBy Charles DzamaOct 21, 2025 9:46 AM Categories Retirement Leave a comment

Buying back military time boosts your FERS pension. It’s misunderstood, but adds thousands yearly. Don’t miss out—know the facts and plan wisely.

When Do Federal Retirees Start Receiving COLAs? A Complete Guide

FedSmith.com author Dallen HawsBy Dallen HawsOct 8, 2025 8:26 AM Categories Retirement Leave a comment

Discover how federal retirees can safeguard their pensions against inflation with COLAs—when they start, how much they are, and why they matter!

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Daily TSP Performance

April 22, 2026

Fund Last % YTD
G Fund $19.8441 +0.01% +1.31%
F Fund $21.0219 +0.10% +0.67%
C Fund $114.6014 +1.05% +4.65%
S Fund $109.2815 +0.39% +8.84%
I Fund $61.2747 +0.44% +10.42%
L Income $30.1117 +0.22% +2.97%
L 2030 $60.7551 +0.42% +4.57%
L 2035 $18.6033 +0.50% +5.23%
L 2040 $71.5568 +0.55% +5.56%
L 2045 $19.8537 +0.58% +5.85%
L 2050 $44.1040 +0.62% +6.14%
L 2055 $22.9687 +0.74% +7.18%
L 2060 $22.9660 +0.74% +7.18%
L 2065 $22.9632 +0.74% +7.18%
L 2070 $13.6099 +0.74% +7.18%
L 2075 $11.8883 +0.74% +7.18%
Get detailed TSP data at TSPDataCenter.com

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