John Grobe

John Grobe is President of Federal Career Experts, a consulting firm that specializes in federal retirement and career transition issues. He is also affiliated with TSP Safety Net. John retired from federal service after 25 years of progressively more responsible human resources positions. He is the author of Understanding the Federal Retirement Systems and Career Transition: A Guide for Federal Employees, both published by the Federal Management Institute. Federal Career Experts provides pre-retirement seminars for a wide variety of federal agencies.

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Buyouts and Early Outs

By on January 15, 2017 in Retirement with 0 Comments
Buyouts and Early Outs

The author provides some general information about early outs and buyouts along with questions federal employees should ask themselves if they are considering taking one of these.

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Will Retiring in the Middle of December Lower My FERS Pension?

By on January 3, 2017 in Q&A, Retirement with 0 Comments
Will Retiring in the Middle of December Lower My FERS Pension?

I understand that there is often a “best date” to retire to maximize one’s pension, but I want to retire in the middle of December 2017 to take my family on vacation. What effect will that have on my FERS pension?

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Why are TSP Annuities the Least Popular Withdrawal Choice?

By on December 19, 2016 in Q&A, Retirement with 0 Comments
Why are TSP Annuities the Least Popular Withdrawal Choice?

FedSmith.com author John Grobe recently stated that TSP annuities are one of the least popular withdrawal choices for plan participants. One user wanted to know why this was the case. Here is his answer.

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When Does an Employee Have to Retire to Receive the 2017 COLA?

By on December 14, 2016 in Q&A, Retirement with 0 Comments

An employee who plans to retire on 1/3/2017 wants to know if he has to be off of the government’s payroll by 12/31/16 to receive the COLA. The author provides the answer.

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How is the TSP Annuity Supplied by MetLife Calculated?

By on December 12, 2016 in Q&A, Retirement with 0 Comments

Can you tell me how the TSP annuity that is supplied by MetLife is calculated? I have been given a bunch of different answers and none match what the TSP rate is offering (which is of course much lower).

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Federal Retirees: Don’t Get Bitten by the Estimated Tax Penalty

By on November 21, 2016 in Retirement with 0 Comments
Federal Retirees: Don’t Get Bitten by the Estimated Tax Penalty

New retirees are prone to getting caught by the estimated tax penalty, or ETP. Here are some tips on how federal retirees can avoid getting hit with extra taxes and penalties under this rule.

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Required Minimum Distributions and Your TSP

By on November 8, 2016 in Retirement with 0 Comments
Required Minimum Distributions and Your TSP

The Thrift Savings Plan requires that participants who are 70.5 or older take required minimum distributions each year. Here is how this works.

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Do Members of Congress Get a Special Pension Benefit That Other Federal Employees Do Not?

By on October 17, 2016 in Retirement with 0 Comments
Do Members of Congress Get a Special Pension Benefit That Other Federal Employees Do Not?

There is a common belief that Members of Congress have a special pension that will pay them their full salary as a pension for as little as five years of Congressional service. Is this really true?

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FEHB After Retirement: What Changes Can You Expect?

By on October 10, 2016 in Retirement with 0 Comments
FEHB After Retirement: What Changes Can You Expect?

The Federal Employees Health Benefits program is one of the best benefits available to federal employees and retirees, and it can be carried into retirement after leaving federal service. The author describes some of the changes one can expect when carrying FEHB into retirement.

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Where Can I Find Good Information on Retirement?

By on September 22, 2016 in Retirement with 1 Comment
Where Can I Find Good Information on Retirement?

Where can I find good information on federal retirement? This is a common question many federal employees have. The author provides some suggestions.

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