John Grobe

John Grobe is President of Federal Career Experts, a consulting firm that specializes in federal retirement and career transition issues. He is also affiliated with TSP Safety Net. John retired from federal service after 25 years of progressively more responsible human resources positions. He is the author of Understanding the Federal Retirement Systems and Career Transition: A Guide for Federal Employees, both published by the Federal Management Institute. Federal Career Experts provides pre-retirement seminars for a wide variety of federal agencies.

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Federal Retirees: Don’t Get Bitten by the Estimated Tax Penalty

By on November 21, 2016 in Retirement with 0 Comments
Federal Retirees: Don’t Get Bitten by the Estimated Tax Penalty

New retirees are prone to getting caught by the estimated tax penalty, or ETP. Here are some tips on how federal retirees can avoid getting hit with extra taxes and penalties under this rule.

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Required Minimum Distributions and Your TSP

By on November 8, 2016 in Retirement with 0 Comments
Required Minimum Distributions and Your TSP

The Thrift Savings Plan requires that participants who are 70.5 or older take required minimum distributions each year. Here is how this works.

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Do Members of Congress Get a Special Pension Benefit That Other Federal Employees Do Not?

By on October 17, 2016 in Retirement with 0 Comments
Do Members of Congress Get a Special Pension Benefit That Other Federal Employees Do Not?

There is a common belief that Members of Congress have a special pension that will pay them their full salary as a pension for as little as five years of Congressional service. Is this really true?

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FEHB After Retirement: What Changes Can You Expect?

By on October 10, 2016 in Retirement with 0 Comments
FEHB After Retirement: What Changes Can You Expect?

The Federal Employees Health Benefits program is one of the best benefits available to federal employees and retirees, and it can be carried into retirement after leaving federal service. The author describes some of the changes one can expect when carrying FEHB into retirement.

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Where Can I Find Good Information on Retirement?

By on September 22, 2016 in Retirement with 1 Comment
Where Can I Find Good Information on Retirement?

Where can I find good information on federal retirement? This is a common question many federal employees have. The author provides some suggestions.

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Required Minimum Distributions and Your IRA

By on August 29, 2016 in Retirement with 33 Comments
Required Minimum Distributions and Your IRA

How do required minimum distributions work with your traditional IRA? Here are some key facts for you to know.

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The 80% Rule: How to Achieve Your Desired Retirement Lifestyle

By on August 7, 2016 in Current Events, Retirement with 72 Comments
The 80% Rule: How to Achieve Your Desired Retirement Lifestyle

How do you determine how much money you will need in retirement? A lot depends on the retirement lifestyle that you desire. The author discusses the “80% rule” and how it applies to giving you the lifestyle you desire to have in retirement.

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Interest Rates and Your TSP Annuity

By on August 4, 2016 in Q&A with 14 Comments

Have the low interest rates we have been having for the last several years affected the amount of money a person would be entitled to if he chose the TSP annuity option?

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Questions and Answers About the Upcoming FEGLI Open Season

By on August 1, 2016 in Q&A, Retirement with 13 Comments

These are some questions and answers that cover basic facts about FEGLI as well as considerations for federal employees who may be wondering what actions they should take during the upcoming open season.

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Turning Your TSP Into an Income Stream

By on July 12, 2016 in Retirement with 136 Comments
Turning Your TSP Into an Income Stream

Turning accumulated savings in the Thrift Savings Plan into a stream of income is a goal for federal employees who are hoping to retire at a comfortable level. The author looks at choices federal workers have both inside and outside of the TSP to generate retirement income.

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