John Grobe

John Grobe is President of Federal Career Experts, a consulting firm that specializes in federal retirement and career transition issues. He is also affiliated with TSP Safety Net. John retired from federal service after 25 years of progressively more responsible human resources positions. He is the author of Understanding the Federal Retirement Systems and Career Transition: A Guide for Federal Employees, both published by the Federal Management Institute. Federal Career Experts provides pre-retirement seminars for a wide variety of federal agencies.

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Where Can I Find Good Information on Retirement?

By on September 22, 2016 in Retirement with 0 Comments
Where Can I Find Good Information on Retirement?

Where can I find good information on federal retirement? This is a common question many federal employees have. The author provides some suggestions.

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Required Minimum Distributions and Your IRA

By on August 29, 2016 in Retirement with 33 Comments
Required Minimum Distributions and Your IRA

How do required minimum distributions work with your traditional IRA? Here are some key facts for you to know.

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The 80% Rule: How to Achieve Your Desired Retirement Lifestyle

By on August 7, 2016 in Current Events, Retirement with 72 Comments
The 80% Rule: How to Achieve Your Desired Retirement Lifestyle

How do you determine how much money you will need in retirement? A lot depends on the retirement lifestyle that you desire. The author discusses the “80% rule” and how it applies to giving you the lifestyle you desire to have in retirement.

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Interest Rates and Your TSP Annuity

By on August 4, 2016 in Q&A with 14 Comments

Have the low interest rates we have been having for the last several years affected the amount of money a person would be entitled to if he chose the TSP annuity option?

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Questions and Answers About the Upcoming FEGLI Open Season

By on August 1, 2016 in Q&A, Retirement with 13 Comments

These are some questions and answers that cover basic facts about FEGLI as well as considerations for federal employees who may be wondering what actions they should take during the upcoming open season.

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Turning Your TSP Into an Income Stream

By on July 12, 2016 in Retirement with 136 Comments
Turning Your TSP Into an Income Stream

Turning accumulated savings in the Thrift Savings Plan into a stream of income is a goal for federal employees who are hoping to retire at a comfortable level. The author looks at choices federal workers have both inside and outside of the TSP to generate retirement income.

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CSRS Offset and Social Security: How Will Your Annuity Be Calculated?

By on June 26, 2016 in Current Events, Retirement with 48 Comments

Federal employees covered under CSRS Offset have special considerations when it comes to collecting Social Security in retirement. The author describes how this works and provides some real life examples based on a hypothetical scenario.

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The Social Security Earnings Test

By on June 9, 2016 in Current Events, Retirement with 271 Comments
The Social Security Earnings Test

The Social Security earnings test will affect any Social Security recipient from the age of 62 until they reach their Social Security Full Retirement Age (FRA). For every dollar earned above the earnings test amount, there is a reduction to an individual’s FERS Supplement or Social Security.

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What Constitutes an 'Eligible Child' for Survivor Benefits?

What is the definition of an “eligible child” with respect to receiving survivor benefits? The author provides some details of survivor benefits as they relate to children of federal employees.

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Ensuring Your Spouse Remains Covered Under FEHB After Your Death

By on May 12, 2016 in Current Events with 42 Comments

Do you want to ensure that you spouse remains covered by FEHB after your death? Then you want to elect some level of survivor benefit for your spouse at the time you retire. The author describes some considerations for choosing a survivor benefit.

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