John Grobe

John Grobe is President of Federal Career Experts, a consulting firm that specializes in federal retirement and career transition issues. He is also affiliated with TSP Safety Net. John retired from federal service after 25 years of progressively more responsible human resources positions. He is the author of Understanding the Federal Retirement Systems and Career Transition: A Guide for Federal Employees, both published by the Federal Management Institute. Federal Career Experts provides pre-retirement seminars for a wide variety of federal agencies.

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John Grobe's Latest Posts

IRAs and What They Mean for Your Retirement

Filed in News by on April 13, 2015 Comments

There are three different types of IRAs, and the author explains the differences between each as well as what the requirements are for investing in them.

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CSRS Employees: Should You Deposit Money to Cover Temporary Federal Employment Early In Your Career?

Filed in News by on March 31, 2015 Comments

CSRS employees often ask, “Should I deposit money to cover temporary time early in my career?” The author provides some considerations to help answer this question.

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TSP Releases New Fund Information Sheets

Filed in News by on March 26, 2015 Comments

The TSP has updated the fund information sheets to include the latest available data from 2014. The author provides a quick analysis of the fresh data.

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Latest 10 Year TSP Returns Released

Filed in News by on March 16, 2015 Comments

The Thrift Savings Plan recently released the ten-year compound returns for the five basic funds. How are your long term investments in the TSP faring?

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The Early Withdrawal Penalty and Federal Law Enforcement Officers

Filed in News by on March 5, 2015 Comments

Legislation was recently introduced that would make federal Correctional Officers exempt from the 10% early withdrawal penalty that applies when a federal law enforcement officer retires before the age of 55 and withdraws money from their Thrift Savings Plan (TSP) account.

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Phased Retirement: Just the Facts

Filed in News by on February 23, 2015 Comments

There has been a lot of talk about phased retirement, particularly its pros and cons. This article is not debating the merits of phased retirement; it’s “just the facts” in a handy bulleted list.

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Taxes Federal Employees Will Face in Retirement

Filed in News by on January 13, 2015 Comments

When a federal employee has retired, income taxes do not go away, they just change somewhat. Federal pensions, Social Security and distributions from the Thrift Savings Plan are all taxable to some extent. These are some taxes you can expect to incur in 2015 as a retired federal employee.

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Will I Get an Extra Pay Day in 2015… Or Not?

Filed in News by on January 7, 2015 Comments

Will you get an extra pay day in 2015? The author clarifies confusion among some users from his previous article about whether or not they can expect an extra pay day in the new year.

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