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Buyouts and Early Outs: What You Need to Know

There is a lot of uncertainty facing federal employees these days, and one idea that has been floated is reducing the size of the federal workforce. One way to do this is by offering buy outs. The author offers some details you need to know if you are considering a buy out.

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GPO, WEP and Your Future Social Security Benefits

The Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) are two provisions of the Social Security law that affect Social Security benefits to which CSRS retirees may be entitled. The author provides some details about these as they relate to federal employees.

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Maximizing Your Social Security Benefits

Would you like to get a 32% higher Social Security benefit? How about being able to collect ½ of your spouse’s Social Security benefit while you are still working; with no earnings test? The author explains a technique called “restricting your benefits” that can work for many FERS or CSRS employees to boost Social Security benefits.

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FEGLI Premiums in 2014

Upon receiving the leave and earnings statement for the first full pay-period of 2014, many employees will notice that their premiums for Federal Employees Group Life Insurance (FEGLI) have increased. The author offers some details on what you can expect.

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The Best Day to Retire in 2014

The concept of a “best” day to retire is more often than not related to financial considerations, specifically maximizing your lump-sum annual leave payment. The author offers some details on how to best make this decision.

About John Grobe

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John Grobe is President of Federal Career Experts, a consulting firm that specializes in federal retirement and career transition issues. John retired from federal service after 25 years of progressively more responsible human resources positions. He is the author of Understanding the Federal Retirement Systems and Career Transition: A Guide for Federal Employees, both published by the Federal Management Institute. Federal Career Experts provides pre-retirement seminars for a wide variety of federal agencies.

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