If you are getting closer to retirement, the time you may have lost in saving cannot be found again. There are a couple of steps you can take to catch-up and have a more comfortable retirement future.
TSP investors often bail out of stock funds when the stock market becomes volatile–often to their financial detriment. The market was volatile in August. Did investors react differently this time? And what are the trading costs for the funds when the market is volatile? Here is a quick summary.
Public sector employees are saving less for retirement than those in the private sector. Here are some probable reasons for the disparity.
Who will receive your federal pension payments after your death? While an ideal relationship may be a couple getting married and living together for many years, reality can be different. With complex relationships, determining the disposition of a federal pension payment may provide employment for a number of people. Here is one of these cases.
Many contemplating retirement wonder if they should purchase a survivor annuity or purchase life insurance. Here are several considerations you should contemplate when making this decision.
The Social Security earning ceiling is going up by $4,800 over this years limit. If you make more than the ceiling, you will get a raise of 6.2%.
Estate planning is something that most of us intend to do but few of us get around to actually doing it. Perhaps this will give you an incentive to get around to it.
Many federal employees use a financial advisor when planning for retirement. That can be a good idea and may help you have a more secure retirement in your future. But be wary in selecting an advisor. Here are some tips on what to look out for.
How much will the retirement check for federal retirees kick up in 2008? Here is a mid-term report on next year’s COLA.
How much income will you need during retirement? A lot depends on your preferences, your lifestyle and financial decisions you have made prior to retiring.