Is a Lifecycle Fund the Best Choice for Your Thrift Savings Plan?
Are the lifecycle funds a good investment for you? Here is a summary of how these funds are constructed.
🇺🇸 In honor of those who gave everything in service to this nation — FedSmith observes Memorial Day with gratitude. 🇺🇸
Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.
Are the lifecycle funds a good investment for you? Here is a summary of how these funds are constructed.
A lesser-known basis for a denial of a Federal Disability Retirement application is what is called "situational disability." The author explains what this means and why most situational…
The author says that the chained CPI which the president recently dropped from his budget proposal would actually have been a good thing because of its potential to…
The president's budget proposal that is due out next month will not include the chained CPI that was included in his budget blueprint from last year.
Some lawmakers want the president to exclude the chained CPI from his 2015 budget proposal.
As a general rule, your military service in the Armed Forces of the United States is creditable for federal Civil Service Retirement purposes as long as certain conditions…
The author discusses a strategy for maximizing Social Security benefits known as "file and suspend." In addition to detailing who can use this strategy, he outlines some examples…
The Windfall Elimination Provision (WEP) means if you are getting a Social Security benefit as well as a pension where you did not pay into Social Security, your…
Thanks to a tremendous influx of new claims, the size of OPM's retirement backlog nearly doubled last month.
The debt ceiling limit will again be reached on February 7th so the government will take "extraordinary measures" to fund the government. This means that retirement assets of…