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Retirement

Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.

Why Do I Not Get a COLA Until Age 62?

FedSmith.com author Ian SmithBy Ian SmithFeb 8, 2023 2:52 PM Categories Q&A, Retirement Leave a comment

Why is there no cost of living adjustment (COLA) until age 62?

Do Your Parents Have a Medical Emergency Grab and Go Checklist?

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterFeb 8, 2023 10:05 AM Categories Retirement Leave a comment

It is important to have a checklist of medical related items for use during an emergency. These are some items to include.

OPM Retirement Backlog Jumps 15% to Start 2023

FedSmith.com author Ian SmithBy Ian SmithFeb 7, 2023 12:18 PM Categories Retirement Leave a comment

Although it rose considerably in January 2023, the OPM retirement backlog indicates that fewer federal employees retired at the start of this year than in past years.

10 More Easy Ways to Ruin a Federal Retirement

FedSmith.com author Jennifer MeyerBy Jennifer MeyerFeb 7, 2023 8:48 AM Categories Retirement

These are 10 ways that federal employees could damage their retirement plans.

3 Ways You Could Lose Your Social Security Benefits

FedSmith.com author Dallen HawsBy Dallen HawsFeb 2, 2023 9:24 AM Categories Retirement Leave a comment

These are three ways you can lose or reduce your Social Security benefits and how to avoid them.

How High Interest Rates Affect Your Retirement

FedSmith.com author Thiago GliegerBy Thiago GliegerFeb 2, 2023 9:06 AM Categories Retirement Leave a comment

Inflation has been rising as have interest rates. How can this impact your retirement?

SECURE Act 2.0 and Your TSP Account

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterFeb 1, 2023 2:08 PM Categories Retirement Leave a comment

Roth and requirement minimum distribution (RMD) changes are among some of the changes impacting TSP participants under the SECURE Act 2.0.

4 Things That Can Boost Your Savings in 2023

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterJan 26, 2023 9:47 AM | Updated: Dec 26, 2023 6:44 PM Categories Retirement Leave a comment

Changes on tap for 2023 offer federal employees an incentive to save more towards retirement.

How Federal Employees Can Avoid Processing Delays with Their Retirement Applications

FedSmith.com author Ian SmithBy Ian SmithJan 25, 2023 8:11 AM | Updated: May 19, 2023 7:06 PM Categories Retirement Leave a comment

OPM has provided some guidelines for federal employees on ways to avoid delays with processing their retirement applications.

Key Federal Benefits Changes in the SECURE Act 2.0

FedSmith.com author Dallen HawsBy Dallen HawsJan 23, 2023 8:17 AM Categories Retirement Leave a comment

The SECURE Act 2.0 recently became law, and it contains some important changes that can impact federal employees and their retirement planning.

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Daily TSP Performance

May 1, 2026

Fund Last % YTD
G Fund $19.8657 +0.01% +1.42%
F Fund $20.9401 +0.12% +0.28%
C Fund $116.0963 +0.29% +6.01%
S Fund $109.4965 +0.40% +9.05%
I Fund $61.5532 -0.18% +10.92%
L Income $30.1996 +0.05% +3.27%
L 2030 $61.0590 +0.09% +5.10%
L 2035 $18.7105 +0.11% +5.83%
L 2040 $71.9984 +0.11% +6.21%
L 2045 $19.9834 +0.12% +6.54%
L 2050 $44.4091 +0.13% +6.88%
L 2055 $23.1647 +0.14% +8.10%
L 2060 $23.1620 +0.14% +8.10%
L 2065 $23.1591 +0.14% +8.10%
L 2070 $13.7260 +0.14% +8.10%
L 2075 $11.9897 +0.14% +8.10%
Get detailed TSP data at TSPDataCenter.com

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