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The Post-DRP Hiring Crisis: What 137,000 Federal Departures Actually Look Like From the Resume Side

By Maryam HouseMar 25, 2026 1:24 PM Categories Human Resources Leave a comment
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137,000 federal employees took the DRP, flooding the job market. Many lack private-sector resumes, risking underpayment and unstable career transitions.

TSP Investors Are Rapidly Doubling I Fund Exposure—Driven by 2025’s Breakout Returns

FedSmith.com author Ralph R. SmithBy Ralph R. SmithMar 25, 2026 8:15 AM Categories Pay & Benefits Leave a comment
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TSP investors flock to the I Fund after its strong 2025 showing, doubling allocations in a year—boosting diversification but risking return-chasing.

The IRS Interactive Tax Assistant: A Free Tool Federal Employees Should Know About

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterMar 24, 2026 2:43 PM Categories Agency News, Retirement Leave a comment

The IRS Interactive Tax Assistant helps federal employees answer common tax questions quickly with guided interviews but it has some known limitations.

Submit and Pray: Are Recent Federal Retirees Being Left in the Dark by OPM’s New ORA System?

FedSmith.com author Ian SmithBy Ian SmithMar 24, 2026 8:01 AM Categories Retirement Leave a comment

75% of recent retirees find OPM’s new ORA system easy to use—so why are satisfaction levels plummeting after they hit submit? Read our full breakdown of the data.

Making FERS Work: How Federal Employees Should Plan Retirement Using the TSP, Pension, and Social Security

FedSmith.com author Ralph R. SmithBy Ralph R. SmithMar 23, 2026 7:45 AM Categories Retirement Leave a comment
Group of golden eggs sitting inside of a bird's nest with a tag attached that reads 'retirement' depicting a solid retirement nest egg and long-term savings plan

FERS retirement relies on your pension, Social Security, and TSP. Here’s how they combine and an analysis of what’s needed to match (or exceed) CSRS income.

Can You Double Your TSP in 7 Years?

FedSmith.com author Dallen HawsBy Dallen HawsMar 20, 2026 9:20 AM Categories Retirement Leave a comment

Is it possible for federal employees to double their TSP accounts in 7 years? These are some important considerations.

FERS and SBP Survivor Benefits: Know the Point of No Return

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterMar 19, 2026 1:47 PM Categories Retirement Leave a comment
Calendar with bottom right part of page turning against a white background

FERS and SBP survivor benefit elections can become permanent fast—know your deadlines before submitting retirement paperwork.

For Federal Employees, Retirement Taxes Are About Location, Location, Location

FedSmith.com author Anthony BucciBy Anthony BucciMar 19, 2026 8:30 AM Categories Retirement Leave a comment
See-saw balance scale with a bag of money on one side and a stack of blocks on the other; individual blocks are labeled 'ETFs', 'stocks', 'REITs', 'commodities', 'bonds', and 'mutual funds' depicting investment diversification

Asset location in retirement is key. Where federal employees keep savings—tax-deferred, Roth, or taxable—can greatly impact taxes and flexibility later.

The FEGLI Coverage Cliff Few Federal Employees See Coming

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterMar 18, 2026 1:48 PM Categories Pay & Benefits Leave a comment
Words 'life insurance' printed at the top of a sheet of paper on a clipboard with a pen sitting on top of it; clipboard is lying on a desk next to a book and stack of cash

FEGLI doubles coverage for employees under 35, then phases out by 45. Early planning avoids coverage gaps and rising premiums later.

Is $900K the Magic Number for Federal Employee Retirement?

FedSmith.com author Dallen HawsBy Dallen HawsMar 18, 2026 8:23 AM Categories Retirement Leave a comment

Is a $900,000 TSP account enough for a federal employee to retire?

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Daily TSP Performance

April 13, 2026

Fund Last % YTD
G Fund $19.8226 +0.04% +1.20%
F Fund $21.0018 +0.19% +0.57%
C Fund $110.5436 +1.02% +0.94%
S Fund $105.0498 +1.87% +4.62%
I Fund $60.7029 +0.66% +9.39%
L Income $29.8599 +0.31% +2.11%
L 2030 $59.8110 +0.58% +2.95%
L 2035 $18.2645 +0.68% +3.31%
L 2040 $70.1473 +0.74% +3.48%
L 2045 $19.4374 +0.79% +3.63%
L 2050 $43.1232 +0.84% +3.78%
L 2055 $22.3578 +0.99% +4.33%
L 2060 $22.3551 +0.99% +4.33%
L 2065 $22.3524 +0.99% +4.33%
L 2070 $13.2479 +0.99% +4.33%
L 2075 $11.5721 +0.99% +4.33%
Get detailed TSP data at TSPDataCenter.com

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