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Beneficiary

ABLE Accounts: A Powerful but Underused Planning Tool for FERS and Military Families

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterFeb 19, 2026 12:11 PM Categories Retirement Leave a comment

ABLE accounts let federal and military families save for disability needs tax-free while protecting SSI, Medicaid, and survivor benefits—key to long-term planning.

Do Your Federal Benefits Actually Protect Your Family?

By Michael CelliOct 23, 2025 1:25 PM Categories Retirement Leave a comment
Rolled up scroll of last will and testament fastened with natural brown jute twine hemp rope, sealed with sealing wax and stamped with alphabet letter B

Your federal benefits won’t fully safeguard your estate. These additional steps can help protect your loved ones.

Estate Planning 101: A Federal Employee’s Guide to Protecting Your Legacy

FedSmith.com author Dallen HawsBy Dallen HawsOct 17, 2025 10:34 AM Categories Retirement Leave a comment

Secure your legacy with smart estate planning—protect your loved ones, assets, and wishes. Don’t delay; a simple step today saves heartache tomorrow.

Why All Federal Employees Should Update Their Beneficiary Forms

FedSmith.com author Micah ShilanskiBy Micah ShilanskiOct 1, 2025 1:25 PM Categories Retirement Leave a comment
'beneficiary' written on a notepad next to a calculator and paper clips on a desk work area

Federal employees must complete their beneficiary forms to ensure their benefits go to the right people.

TSP Inheritance vs. Inherited IRA Rules for Non-Spouse Beneficiaries

FedSmith.com author Benjamin DergeBy Benjamin DergeJul 23, 2025 8:44 AM Categories Retirement Leave a comment

These are the key differences between TSP inheritance and inherited IRA rules for non-spouse beneficiaries.

Your TSP Beneficiaries and the Code of Federal Regulations

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterJun 20, 2025 8:25 AM | Updated: Jun 23, 2025 4:35 PM Categories Retirement Leave a comment
'beneficiary' written on a notepad next to a calculator and paper clips on a desk work area

The Code of Federal Regulations is an online resource for gaining a deeper understanding of TSP beneficiaries.

Can Children Keep Money in the TSP? How Does Thrift Savings Plan Pay Beneficiaries?

FedSmith.com author David FeiBy David FeiJan 24, 2025 9:25 AM Categories Pay & Benefits Leave a comment
A family of four (parents in 30s or 40s, a young son and a teenage daughter and the family dog) sitting on the front porch of their house

These are the types of beneficiaries in the TSP and how the beneficiary process works for them.

5 Huge Retirement Mistakes

FedSmith.com author Mel StubbsBy Mel StubbsJan 14, 2025 8:25 AM Categories Retirement Leave a comment

Federal employees: Are you making any of these mistakes in your retirement planning?

What Happens to Your TSP If You Die?

FedSmith.com author Dallen HawsBy Dallen HawsApr 16, 2024 7:55 AM Categories Pay & Benefits Leave a comment

What happens to a federal employee’s TSP account upon his or her death?

Federal Employees: Select Your Beneficiaries OR They Will Be Chosen For You

FedSmith.com author Brennan RhuleBy Brennan RhuleFeb 21, 2024 7:40 AM | Updated: Apr 8, 2024 10:18 AM Categories Pay & Benefits Leave a comment
'beneficiary' written on a notepad next to a calculator and paper clips on a desk work area

Federal employees who have not defined or updated beneficiaries could find that their benefits are not paid out as they intended.

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