Tag: Dave Ramsey

Bad News: Tax Refunds Are Up This Year

By on March 13, 2019 in Pay & Benefits with 0 Comments

Recent IRS data show that the amount of the average tax refund has risen over last year, but is this really something to get excited about?

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Five Ways to Build Your Emergency Fund in One Year or Less

By on October 25, 2018 in Pay & Benefits with 0 Comments
Five Ways to Build Your Emergency Fund in One Year or Less

Having an emergency fund is part of a prudent financial plan. Can it really be achieved in less than a year? Yes, and these are some tips to help.

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Planning on Student Loan Forgiveness? Be Careful

By on October 16, 2018 in Pay & Benefits with 0 Comments
Planning on Student Loan Forgiveness? Be Careful

A recent GAO report found that the Education Department’s student loan forgiveness program isn’t working out so well for borrowers.

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Is Dave Ramsey Right?

By on June 20, 2018 in Retirement with 0 Comments
Is Dave Ramsey Right?

What kind of returns can you expect on your long-term investments? One financial advisor takes issue with the advice from Dave Ramsey, a well known financial planner.

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Should I Still Roll Over My TSP to an IRA After Passage of the TSP Modernization Act?

By on January 28, 2018 in Pay & Benefits, Retirement with 0 Comments
Should I Still Roll Over My TSP to an IRA After Passage of the TSP Modernization Act?

Does passage of the TSP Modernization Act change whether a person should roll his or her TSP account over to an IRA after leaving federal service? One financial advisor offers his advice.

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The I Fund and Its Role in Your TSP Portfolio

By on January 18, 2017 in Retirement with 0 Comments
The I Fund and Its Role in Your TSP Portfolio

International stocks have been underperforming the American stock market in recent years which has led to cries from some in the financial sector to shun investing in foreign markets. Does this mean federal employees should avoid the I Fund? Here are some arguments from both sides of the debate.

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The TSP REALLY Wants You to Stay With Them After You Leave Federal Service

By on December 7, 2015 in Retirement with 0 Comments
The TSP REALLY Wants You to Stay With Them After You Leave Federal Service

The Thrift Savings Plan has set up a website with one purpose: to encourage federal employees to keep their money inside of the TSP after leaving their federal jobs. Here’s an overview of this new website and some other information that federal employees looking at rolling their TSP over to an IRA will want to take into consideration.

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Will Allocations Be Changing for the TSP’s Lifecycle Funds?

By on November 2, 2015 in Retirement with 0 Comments
Will Allocations Be Changing for the TSP’s Lifecycle Funds?

Will the allocations to the lifecycle funds be changing? A new recommendation for the Thrift Savings Plan would change the current investment structure of these funds. Here are the recommendations provided in a recent report.

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Should I Roll My TSP Over to an IRA?

By on October 8, 2015 in Retirement with 0 Comments
Should I Roll My TSP Over to an IRA?

Should you roll your TSP over to an IRA after you retire from government? Here is the advice given by one financial advisor to a Postal Service employee asking this question.

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'I Hate the Lifecycle Funds'

By on January 4, 2015 in Retirement with 0 Comments
'I Hate the Lifecycle Funds'

Should you put your money into one of the Lifecycle funds in the TSP to maximize your retirement savings? Not according to this financial advisor.

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