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Emergency Fund

Government Shutdowns Underscore Why Federal Employees Need Emergency Funds

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterOct 5, 2023 8:49 AM Categories Pay & Benefits Leave a comment

A government shutdown can delay when federal employees get paid, but emergency funds can help them to be prepared.

Keep Your Emergency Fund Out of Sight to Forget About It

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterMar 17, 2023 9:46 AM Categories Retirement Leave a comment

Building an emergency fund to protect against unexpected expenses involves small, deliberate steps and avoiding temptation.

Retiring? Use Your Annual Leave Lump Sum to Build a Certificate of Deposit Ladder

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterJun 16, 2022 8:33 AM Categories Retirement Leave a comment

Your annual leave at retirement is an opportunity to start that emergency fund you’ve been neglecting.

Another Attempt to Provide Short-Term Disability Insurance for Federal Employees

FedSmith.com author Ian SmithBy Ian SmithMar 16, 2022 2:15 PM Categories Pay & Benefits Leave a comment

A bill has been reintroduced to give federal employees an option to purchase short-term disability insurance.

Defense Wins Championships. So Do Emergency Funds

FedSmith.com author Anthony BucciBy Anthony BucciFeb 22, 2021 8:17 AM Categories Pay & Benefits Leave a comment

A good defense is just as important as a good offense, and as the author illustrates, this applies to personal finance as well as football.

Lessons Learned from 2020

FedSmith.com author Brad BobbBy Brad BobbFeb 4, 2021 8:17 AM Categories Federal Workforce News Leave a comment

2020 was a tough year, but as the author points out, there are some valuable lessons that can be learned from it.

3 Things to Do With Your Extra Money

FedSmith.com author Brad BobbBy Brad BobbMay 22, 2020 7:13 AM | Updated: Dec 12, 2020 5:46 PM Categories Pay & Benefits Leave a comment

The coronavirus has many federal employees working at home which could mean they have fewer expenses. These are some ways to put the savings to work.

The Fog of War: Lessons from Napoleon’s Defeat at Waterloo in Our Investment Battle Against COVID-19

FedSmith.com author Anthony BucciBy Anthony BucciApr 7, 2020 12:09 PM Categories Retirement Leave a comment

Is your financial plan battle tested? The author describes how the “fog of war” can impair your financial decisions.

Study Offers Financial Lessons to be Learned from the Government Shutdown

FedSmith.com author Ian SmithBy Ian SmithFeb 25, 2019 1:44 PM Categories Pay & Benefits Leave a comment

A recent survey offers financial lessons that not only federal employees, but all Americans can take away from the recent government shutdown.

Study Says Federal Employees Weren’t Prepared for the Shutdown

FedSmith.com author Ian SmithBy Ian SmithFeb 14, 2019 12:41 PM | Updated: Dec 16, 2020 7:04 AM Categories Pay & Benefits Leave a comment

A recent study looked at the ways and extent to which federal employees’ lives were disrupted by the recent shutdown.

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