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FERS

Stay informed on the latest FERS retirement news, including updates on FERS annuity calculations, retirement eligibility rules, service credit, COLA adjustments, and federal retirement policies that affect current and future retirees. Find clear explanations of FERS benefits, survivor options, the FERS supplement, and key guidance to help federal employees understand how their retirement income is calculated and how policy changes may impact long‑term financial security.

When Should Federal Retirees Take Social Security?

By Brandon ChristyMay 4, 2021 9:17 AM Categories Retirement Leave a comment

When should federal retirees under FERS take Social Security? There are many factors to consider.

When is it Time to Retire?

FedSmith.com author Dallen HawsBy Dallen HawsApr 21, 2021 7:08 AM Categories Retirement Leave a comment

How do you know when it’s time to retire? It can be difficult, even frightening, to make the decision. Here are some tips to help with planning.

Understanding the Difference Between Postponed and Deferred FERS Retirement

FedSmith.com author Neal ThompsonBy Neal ThompsonApr 13, 2021 10:03 AM Categories Retirement Leave a comment
Man and woman sitting at a desk doing financial calculations; the woman is holding a notepad and pen and the man is performing a calculation with a calculator with coins and paperwork spread out in front of them

While postponed and deferred retirement sound similar, there are big differences for FERS federal employees who retire early with these options.

How Your ‘Rich Ratio’ Affects Your Retirement

FedSmith.com author Dallen HawsBy Dallen HawsMar 31, 2021 9:52 AM Categories Retirement Leave a comment

What is “The Rich Ratio,” and how can it help you plan your retirement?

A Great Age to Retire

FedSmith.com author Dallen HawsBy Dallen HawsMar 24, 2021 1:51 PM | Updated: Mar 25, 2021 3:24 PM Categories Retirement Leave a comment

While there is no “perfect” age for a federal employee to retire, there are some benefits to waiting until at least age 62.

How This Federal Employee Lost His Pension

FedSmith.com author Ralph R. SmithBy Ralph R. SmithMar 22, 2021 7:01 AM | Updated: Apr 17, 2021 3:53 PM Categories Retirement Leave a comment
Wooden judge's gavel lying on top of a spread of $100 bills next to a pair of handcuffs on a wooden surface

This retired federal employee lost his annual pension payment of about $100,000 per year. Here is what happened.

What Working Part Time Does to Your Retirement

FedSmith.com author Dallen HawsBy Dallen HawsMar 18, 2021 8:14 AM Categories Retirement Leave a comment

How does part time work impact your retirement under FERS?

Common Misconceptions About the FERS Supplement

FedSmith.com author Dallen HawsBy Dallen HawsMar 16, 2021 2:19 PM Categories Retirement Leave a comment
Magnifying glass centered over a dollar sign against a blue background

The FERS Special Retirement Supplement may not work exactly as you think it does. The author lists some common misconceptions he has seen among federal employees.

Do This if Your Spouse is Under FERS Too!

FedSmith.com author Dallen HawsBy Dallen HawsMar 11, 2021 9:46 AM Categories Pay & Benefits Leave a comment

When two federal employees are a married couple under FERS, they have different benefits considerations than families with only one federal employee.

How You Can Make FERS Retirement a Reality

FedSmith.com author Dallen HawsBy Dallen HawsFeb 26, 2021 2:16 PM Categories Retirement Leave a comment

How can you achieve your dream retirement as a FERS federal employee? These are some general guidelines to begin the process.

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Daily TSP Performance

April 24, 2026

Fund Last % YTD
G Fund $19.8489 +0.01% +1.33%
F Fund $21.0225 +0.14% +0.67%
C Fund $115.0442 +0.80% +5.05%
S Fund $108.7748 +0.15% +8.33%
I Fund $61.2102 +0.63% +10.30%
L Income $30.1251 +0.20% +3.02%
L 2030 $60.7955 +0.38% +4.64%
L 2035 $18.6172 +0.44% +5.31%
L 2040 $71.6136 +0.48% +5.65%
L 2045 $19.8702 +0.51% +5.94%
L 2050 $44.1426 +0.55% +6.24%
L 2055 $22.9924 +0.65% +7.29%
L 2060 $22.9897 +0.65% +7.29%
L 2065 $22.9869 +0.65% +7.29%
L 2070 $13.6240 +0.65% +7.29%
L 2075 $11.9006 +0.65% +7.29%
Get detailed TSP data at TSPDataCenter.com

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