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FERS

Stay informed on the latest FERS retirement news, including updates on FERS annuity calculations, retirement eligibility rules, service credit, COLA adjustments, and federal retirement policies that affect current and future retirees. Find clear explanations of FERS benefits, survivor options, the FERS supplement, and key guidance to help federal employees understand how their retirement income is calculated and how policy changes may impact long‑term financial security.

How a Military Deposit Affects Your Retirement

FedSmith.com author Dallen HawsBy Dallen HawsJun 3, 2021 8:14 AM Categories Retirement Leave a comment

How does a military deposit affect your retirement, and should you buy back your military time?

Read This Before Taking a Job in Retirement

FedSmith.com author Dallen HawsBy Dallen HawsMay 28, 2021 7:44 AM Categories Retirement Leave a comment

If you work in retirement, you could find that your benefits are reduced if you earn too much money.

FERS Disability Retirement Law: Just Because OPM Says So, Doesn’t Make it So

By Robert McGillMay 17, 2021 2:44 PM | Updated: May 28, 2022 3:26 PM Categories Retirement Leave a comment

Federal employees filing for FERS disability retirement should expect a fair application review, but the author says this may not always happen.

When Should Federal Retirees Take Social Security?

By Brandon ChristyMay 4, 2021 9:17 AM Categories Retirement Leave a comment

When should federal retirees under FERS take Social Security? There are many factors to consider.

When is it Time to Retire?

FedSmith.com author Dallen HawsBy Dallen HawsApr 21, 2021 7:08 AM Categories Retirement Leave a comment

How do you know when it’s time to retire? It can be difficult, even frightening, to make the decision. Here are some tips to help with planning.

Understanding the Difference Between Postponed and Deferred FERS Retirement

FedSmith.com author Neal ThompsonBy Neal ThompsonApr 13, 2021 10:03 AM Categories Retirement Leave a comment

While postponed and deferred retirement sound similar, there are big differences for FERS federal employees who retire early with these options.

How Your ‘Rich Ratio’ Affects Your Retirement

FedSmith.com author Dallen HawsBy Dallen HawsMar 31, 2021 9:52 AM Categories Retirement Leave a comment

What is “The Rich Ratio,” and how can it help you plan your retirement?

A Great Age to Retire

FedSmith.com author Dallen HawsBy Dallen HawsMar 24, 2021 1:51 PM | Updated: Mar 25, 2021 3:24 PM Categories Retirement Leave a comment

While there is no “perfect” age for a federal employee to retire, there are some benefits to waiting until at least age 62.

How This Federal Employee Lost His Pension

FedSmith.com author Ralph R. SmithBy Ralph R. SmithMar 22, 2021 7:01 AM | Updated: Apr 17, 2021 3:53 PM Categories Retirement Leave a comment

This retired federal employee lost his annual pension payment of about $100,000 per year. Here is what happened.

What Working Part Time Does to Your Retirement

FedSmith.com author Dallen HawsBy Dallen HawsMar 18, 2021 8:14 AM Categories Retirement Leave a comment

How does part time work impact your retirement under FERS?

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