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FERS

Stay informed on the latest FERS retirement news, including updates on FERS annuity calculations, retirement eligibility rules, service credit, COLA adjustments, and federal retirement policies that affect current and future retirees. Find clear explanations of FERS benefits, survivor options, the FERS supplement, and key guidance to help federal employees understand how their retirement income is calculated and how policy changes may impact long‑term financial security.

Just How Valuable is Your FERS Pension?

FedSmith.com author Dallen HawsBy Dallen HawsJan 12, 2021 7:48 AM Categories Retirement Leave a comment

How valuable is your pension? The author provides a simple calculation to help illustrate.

Don’t Leave Your Spouse Without Income Before You Retire!

FedSmith.com author Dallen HawsBy Dallen HawsJan 8, 2021 7:44 AM Categories Retirement Leave a comment

What would happen to your spouse if you were to pass away before retiring from federal service? These are some important considerations.

More Big Retirement Differences for FERS Special Provision Employees

FedSmith.com author Dallen HawsBy Dallen HawsDec 21, 2020 8:14 AM Categories Retirement Leave a comment

There are a number of special provisions afforded to certain federal employees under FERS.

The Big Retirement Differences for FERS Law Enforcement, Firefighters and Air Traffic Controllers

FedSmith.com author Dallen HawsBy Dallen HawsDec 14, 2020 9:04 AM Categories Retirement Leave a comment

There are special provisions for certain federal employees which can make a big impact on their pensions at retirement.

When is the Best Day for a Federal Employee to Retire?

By Brandon ChristyDec 9, 2020 1:55 PM Categories Retirement Leave a comment

These are some considerations for federal employees when choosing a date to retire from federal service.

Will OPM Approve My Disability Claim Without a Physician’s Statement?

By Scott SantarelliDec 8, 2020 11:01 AM Categories Retirement Leave a comment

Although it’s not optimal, the author explains how it is possible to get a FERS Disability Retirement claim approved without a doctor’s statement.

Can You Retire With Only $250k in Your TSP Account?

FedSmith.com author Dallen HawsBy Dallen HawsDec 7, 2020 2:14 PM | Updated: Dec 12, 2020 4:25 PM Categories Retirement Leave a comment

Many people think you need to hit at least the $1 million mark to have a comfortable retirement, but as the author illustrates, this may not always be the case.

The Big ‘Gotchas’ of Deferred Retirement

FedSmith.com author Dallen HawsBy Dallen HawsNov 30, 2020 10:17 AM Categories Retirement Leave a comment

Deferred retirement is an option for some federal employees, but there are potential downsides.

What is the Best Date for Federal Employees to Retire?

By Kelly MonroeNov 25, 2020 8:52 AM Categories Retirement Leave a comment

These are some important considerations that can help federal employees when choosing a date to retire from federal service.

How to Retire Early as a FERS Employee

FedSmith.com author Dallen HawsBy Dallen HawsNov 23, 2020 2:42 PM Categories Retirement Leave a comment

Is there a magic age at which you can retire? As the author illustrates, it is really more of a financial question than an age question.

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