Tag: FERS

Federal Disability Retirement under FERS and CSRS: The Unintended Consequence of Situational Disability

By on July 13, 2010 in Current Events with 0 Comments

In filing for Federal Disability Retirement benefits under FERS or CSRS, it is often the unintentional statement which can devastate a Federal or Postal employee’s disability retirement application.

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The Windfall Elimination Provision: How Does It Work? To Whom Does It Apply?

By on June 6, 2010 in Retirement with 0 Comments

The Windfall Elimination Provision (WEP) reduces, but does not eliminate, the earned Social Security benefit of a person who is also receiving a pension from a system where no Social Security payments were withheld.

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FERS and CSRS Disability Retirement: The Game of Legal Relay and the Importance of Identifying the Right Evidence

By on April 29, 2010 in Current Events with 0 Comments

The purpose of filing for Federal Disability Retirement benefits under FERS or CSRS is to get an approval from the Office of Personnel Management. One of the ways to be effective is to cite legal authorities which support the basic criteria for eligibility.

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What are "Deemed" Salaries, in the FERS Annuity Supplement?

By on April 22, 2010 in Retirement with 0 Comments

In calculating a FERS annuity supplement, you will find some years in which a retiree was not in pay status for the entire year. When this happens, the retiree’s salary for the entire year must, by law, be “deemed,” or legally fabricated. How is this done? Here is an explanation.

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How Is Your Annuity Calculated?

By on April 4, 2010 in Retirement with 0 Comments

Your annuity is what is known as a “defined benefit” annuity. This means it is based, essentially, on just two numbers: length of creditable service, and high-three average salary. Here is how that is calculated.

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Your Unused FERS Sick Leave: How Much is it Worth At Retirement?

By on March 19, 2010 in Retirement with 0 Comments

Until late last year, FERS employees in the twilight of their careers were faced with a dilemma: What should I do about my sick leave? This has recently changed and FERS employees now receive credit for their sick leave. How does this work in practice?

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Federal Disability Retirement under FERS and CSRS: Revisiting "Accommodation"

By on March 12, 2010 in Current Events, Retirement with 0 Comments

How does agency “accommodation” of an employee’s medical condition impact disability retirement?

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FERS and CSRS Disability Retirement: Sometimes the Process is just as important as the Substance of an Argument

By on February 6, 2010 in Current Events with 0 Comments

When arguing a legal principle in an effort to obtain a benefit for a Federal or Postal Employee, effective advocacy sometimes requires two prerequisites: discretion and the recognition that “process” is sometimes as important as the “substance” of an argument.

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The FERS Annuity Supplement: What Makes The Estimate Wrong

By on February 4, 2010 in Retirement with 0 Comments

The FERS annuity estimate is really simple to calculate. But the actual supplement you are paid can be significantly less than the estimate. How does this happen?

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New (Significant) Financial Benefits From an Old Program (For CSRS and CSRS-Offset Employees Only)

By on January 15, 2010 in Retirement with 0 Comments

In the past, many CSRS employees have been excluded from contributing to a Roth due to their income level. Here is information about a program that provides a way for CSRS and CSRS-Offset employees to get large sums into a Roth IRA.

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