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FERS

Stay informed on the latest FERS retirement news, including updates on FERS annuity calculations, retirement eligibility rules, service credit, COLA adjustments, and federal retirement policies that affect current and future retirees. Find clear explanations of FERS benefits, survivor options, the FERS supplement, and key guidance to help federal employees understand how their retirement income is calculated and how policy changes may impact long‑term financial security.

Quick Guide: FERS Retirement for Busy Employees

By Kelly MonroeOct 5, 2017 2:51 PM | Updated: Mar 19, 2018 11:36 AM Categories Pay & Benefits Leave a comment

Do you know the basic benefits included under FERS? This is a quick overview of them and what each provides.

When is the Best Date to Retire in 2017?

FedSmith.com author John GrobeBy John GrobeSep 26, 2017 2:49 PM | Updated: Oct 4, 2017 8:57 AM Categories Retirement Leave a comment

Are you planning to leave federal service at the end of the year? These are some important considerations for maximizing your annuity and leave payments.

6 Federal Retirement Myths

By Alexis HongamenSep 25, 2017 3:12 PM | Updated: Oct 4, 2017 8:57 AM Categories Retirement Leave a comment

Have you believed one of these myths about federal retirement? The author provides a list of the most common ones he has heard from clients.

How Much Do I Need In Savings If I Want $X Per Year In Retirement and Not Run Out of Money?

By Alexis HongamenSep 6, 2017 2:44 PM | Updated: Sep 13, 2017 3:02 PM Categories Retirement Leave a comment

Federal employees have several retirement savings benefits at their disposal. The author explains how these can work together to create a full retirement income.

Options for Changing Federal Employee Retirement

FedSmith.com author Ralph R. SmithBy Ralph R. SmithAug 31, 2017 2:28 PM | Updated: Sep 7, 2017 12:00 PM Categories Retirement Leave a comment

Congress is looking for ways to reduce expenses. The $93 billion spent on federal retirement is a big target.

Does the TSP’s Annual Contribution Limit Include the Agency Match?

FedSmith.com author John GrobeBy John GrobeAug 22, 2017 10:34 AM | Updated: Aug 28, 2017 7:58 AM Categories Q&A, Retirement Leave a comment

One of my co-workers said the $18,000 annual contribution limit to the TSP includes both his portion and the agency match. Is this a lost savings opportunity?

What Penalties Would I Face If I Retire at 62 With Less Than 20 Years of Service?

FedSmith.com author John GrobeBy John GrobeAug 16, 2017 10:48 AM | Updated: Aug 23, 2017 3:59 PM Categories Pay & Benefits, Q&A Leave a comment

What penalties would I face if I retire at 62 years old but have less than 20 years in service?

How Do You Take Away a Benefit That’s Already Been Paid For?

FedSmith.com author John GrobeBy John GrobeAug 7, 2017 2:47 PM | Updated: Feb 27, 2018 11:55 AM Categories Pay & Benefits Leave a comment

Recent proposals suggest cutting federal employees’ retirement benefits, however, the author says that lawmakers may not understand how these are funded.

I Took EPA’s Buyout Offer; When Should I Leave?

FedSmith.com author John GrobeBy John GrobeAug 2, 2017 12:28 PM | Updated: Aug 11, 2017 7:54 AM Categories Q&A, Retirement Leave a comment

I took the EPA’s VERA/VSIP offer and am wondering when to set the effective date of my retirement.

Lawmakers Express Concerns Over Proposals to Cut Federal Employees’ Benefits

FedSmith.com author Ian SmithBy Ian SmithAug 2, 2017 10:20 AM | Updated: Aug 8, 2017 11:54 AM Categories Pay & Benefits Leave a comment

Lawmakers in both the House and Senate recently sent letters expressing their concerns to proposals to cut federal employees’ benefits.

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