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FERS

Stay informed on the latest FERS retirement news, including updates on FERS annuity calculations, retirement eligibility rules, service credit, COLA adjustments, and federal retirement policies that affect current and future retirees. Find clear explanations of FERS benefits, survivor options, the FERS supplement, and key guidance to help federal employees understand how their retirement income is calculated and how policy changes may impact long‑term financial security.

5 Social Security Questions Everybody Should Be Able To Answer (Before Retiring)

By Kelly MonroeMay 30, 2017 2:22 PM Categories Retirement Leave a comment

When is the best age to take Social Security? The author provides some considerations for federal employees under FERS.

2018 Budget Proposes Eliminating COLAs, Increasing Retirement Contributions

FedSmith.com author Ian SmithBy Ian SmithMay 23, 2017 3:12 PM | Updated: Feb 12, 2018 3:21 PM Categories Pay & Benefits, Retirement Leave a comment

The 2018 budget proposal from the White House includes various cuts to federal employee retirement programs. Here is a summary of the proposed changes.

Scrutinizing Federal Employee Benefits

FedSmith.com author Ralph R. SmithBy Ralph R. SmithMay 21, 2017 4:08 PM Categories Pay & Benefits Leave a comment

Are changes likely to be made to federal employee benefits? New proposals will likely be upsetting to some readers. Here is an analysis.

Nervous Feds Nearing Retirement Continue to Ask, ‘Am I Invested Correctly?’

FedSmith.com author Randy SilveyBy Randy SilveyMay 17, 2017 11:12 AM | Updated: May 20, 2017 2:49 PM Categories Q&A, Retirement Leave a comment

I am under FERS and plan to remain in federal service until I get an additional 10% annuity, but am wondering if my TSP funds are invested correctly.

Contributing Too Much to the TSP Will Reduce Your Match

FedSmith.com author Neal ThompsonBy Neal ThompsonMay 3, 2017 3:36 PM | Updated: Oct 25, 2018 11:07 AM Categories Pay & Benefits Leave a comment

If you contribute too much to the TSP each pay period, it can actually cause you to lose money. The author provides a detailed explanation.

What Happens to My Benefits If I Leave Federal Service and Then Return in the Future?

FedSmith.com author John GrobeBy John GrobeApr 29, 2017 1:06 PM | Updated: May 2, 2017 10:21 AM Categories Pay & Benefits, Q&A Leave a comment

I’m considering leaving federal service, however, I’m wondering what would happen to my benefits if I ended up coming back in the future?

How to Use Military Service to Increase Your FERS Pension

By Kelly MonroeApr 20, 2017 2:45 PM Categories Retirement Leave a comment

There is a provision in FERS that allows you to “buy back” your active duty military service. The author provides a basic overview of how this process works.

From Dream to Reality: How to Define and Design Your Federal Retirement

By Tom WalkerApr 13, 2017 2:16 PM Categories Retirement Leave a comment

Having a plan is crucial for a successful retirement. The author provides some ideas on how to start the planning process.

How Much is the Maximum 2017 FERS Annuity Supplement?

By Robert F. BensonMar 8, 2017 3:05 PM | Updated: Mar 12, 2017 8:14 PM Categories Retirement Leave a comment

How much is the FERS annuity supplement for 2017? The author provides an explanation and an example.

OPM’s Shocking Letter to Some Annuitants

FedSmith.com author Carol SchmidlinBy Carol SchmidlinMar 7, 2017 2:15 PM | Updated: Mar 10, 2017 8:12 AM Categories Retirement Leave a comment

The author discusses a situation in which one retired federal employee was suddenly notified by OPM that he owed the agency over $28,000.

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