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Dodging the RMD Tax Trap: A Federal Employee’s Guide to Smarter Withdrawals

FedSmith.com author Dallen HawsBy Dallen HawsApr 16, 2026 9:10 AM Categories Retirement Leave a comment

RMDs require retirees to withdraw from pre-tax accounts, risking higher taxes. These are some tips for federal employees to avoid future tax burdens.

Leaving Your Estate to Charity? Rethink your Roth Conversion Strategy

By Neil CainĀ and Evan RadinApr 15, 2026 12:10 PM Categories Retirement Leave a comment

If you plan to leave retirement assets to charity, Roth conversions may cost you more in taxes. Learn smarter strategies for charitable federal employees.

Navigating RMDs: A Federal Employee’s Guide to Managing Retirement Withdrawals

FedSmith.com author Dallen HawsBy Dallen HawsJan 6, 2026 9:20 AM Categories Retirement Leave a comment

Learn how to manage Required Minimum Distributions (RMDs) to minimize tax impacts in retirement.

Advantages of Writing Checks to Make QCD Distributions

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterDec 3, 2025 1:45 PM Categories Retirement Leave a comment
Close up of a person's hand holding a pen writing a check

Writing checks directly from an IRA to make QCDs can be a simple, efficient, and tax-advantaged way to donate funds during retirement.

Demystifying Required Minimum Distributions (RMDs): What You Need to Know

FedSmith.com author Brad BobbBy Brad BobbNov 18, 2025 8:25 AM Categories Retirement Leave a comment
Notepad on a desk with words 'required minimum distributions' written on it; a pen, sketch of a watch, and stack of cash is lying next to it

Learn when to take RMDs, how to calculate them, and key IRA vs. TSP differences to optimize retirement planning.

Best Hidden Tax Savings for Federal Employees

FedSmith.com author Dallen HawsBy Dallen HawsAug 19, 2025 8:07 AM Categories Retirement Leave a comment

These are six important tax savings opportunities for federal employees.

Strategies to Minimize Taxes on SSA Retroactive Payments for Federal Retirees

FedSmith.com author Wes BattleBy Wes BattleAug 7, 2025 8:35 AM | Updated: Aug 10, 2025 3:12 PM Categories Retirement Leave a comment
Close up of two social security cards with a $100 bill on top of them

Federal retirees can use these five techniques to help offset the increased taxes they may face due to the recent repeal of the WEP and GPO.

Best Tax-Saving Strategies for Federal Employees

FedSmith.com author Dallen HawsBy Dallen HawsApr 24, 2025 9:05 AM Categories Retirement Leave a comment

These are among the best ways federal employees can minimize taxes in retirement.

How Can Federal Employees Prepare for RMDs?

FedSmith.com author Dallen HawsBy Dallen HawsDec 26, 2024 9:50 AM | Updated: Jan 9, 2025 8:01 AM Categories Retirement Leave a comment

Without proper planning, Required Minimum Distributions can be a tax burden for federal employees in retirement.

How to Reduce RMDs in the TSP

FedSmith.com author Mel StubbsBy Mel StubbsSep 18, 2024 8:15 AM Categories Retirement Leave a comment

These are some strategies that may help federal employees reduce their RMDs in retirement.

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Daily TSP Performance

April 21, 2026

Fund Last % YTD
G Fund $19.8418 +0.01% +1.30%
F Fund $21.0016 -0.31% +0.57%
C Fund $113.4140 -0.63% +3.56%
S Fund $108.8549 -0.80% +8.41%
I Fund $61.0076 -1.31% +9.94%
L Income $30.0457 -0.26% +2.74%
L 2030 $60.4983 -0.51% +4.13%
L 2035 $18.5104 -0.60% +4.70%
L 2040 $71.1685 -0.66% +4.99%
L 2045 $19.7386 -0.70% +5.24%
L 2050 $43.8323 -0.75% +5.49%
L 2055 $22.7995 -0.88% +6.39%
L 2060 $22.7968 -0.88% +6.39%
L 2065 $22.7940 -0.88% +6.39%
L 2070 $13.5096 -0.88% +6.39%
L 2075 $11.8007 -0.88% +6.39%
Get detailed TSP data at TSPDataCenter.com

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