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RMD

Dodging the RMD Tax Trap: A Federal Employee’s Guide to Smarter Withdrawals

FedSmith.com author Dallen HawsBy Dallen HawsApr 16, 2026 9:10 AM Categories Retirement Leave a comment

RMDs require retirees to withdraw from pre-tax accounts, risking higher taxes. These are some tips for federal employees to avoid future tax burdens.

Navigating RMDs: A Federal Employee’s Guide to Managing Retirement Withdrawals

FedSmith.com author Dallen HawsBy Dallen HawsJan 6, 2026 9:20 AM Categories Retirement Leave a comment

Learn how to manage Required Minimum Distributions (RMDs) to minimize tax impacts in retirement.

Why Federal Employees Often Reach Their Highest Tax Bracket After They Retire

By Johnny MedinaDec 16, 2025 8:05 AM Categories Retirement Leave a comment
wooden blocks spelling the word 'tax' with vertical stacks of coins on top of each decreasing in size from right to left

Federal retirees often face higher taxes than expected, as FERS, Social Security, and TSP RMDs quickly fill tax brackets and trigger Medicare surcharges.

Demystifying Required Minimum Distributions (RMDs): What You Need to Know

FedSmith.com author Brad BobbBy Brad BobbNov 18, 2025 8:25 AM Categories Retirement Leave a comment
Notepad on a desk with words 'required minimum distributions' written on it; a pen, sketch of a watch, and stack of cash is lying next to it

Learn when to take RMDs, how to calculate them, and key IRA vs. TSP differences to optimize retirement planning.

Top 10 Questions About RMDs

FedSmith.com author Mel StubbsBy Mel StubbsNov 6, 2025 9:05 AM | Updated: Nov 10, 2025 3:28 PM Categories Retirement Leave a comment

These are 10 frequently asked questions about required minimum distributions (RMDs).

Best Wealth Preservation Techniques for Federal Employees

FedSmith.com author Dallen HawsBy Dallen HawsSep 12, 2025 9:35 AM Categories Retirement Leave a comment

These 5 strategies can help federal employees build and preserve wealth as they plan for retirement.

TSP Inheritance vs. Inherited IRA Rules for Non-Spouse Beneficiaries

FedSmith.com author Benjamin DergeBy Benjamin DergeJul 23, 2025 8:44 AM Categories Retirement Leave a comment

These are the key differences between TSP inheritance and inherited IRA rules for non-spouse beneficiaries.

Can TSP RMDs Mean a Bigger Bill From the IRS?

FedSmith.com author Mel StubbsBy Mel StubbsJul 7, 2025 7:50 AM Categories Retirement Leave a comment

RMDs can push retirees into higher tax brackets. Strategic Roth conversions can mitigate this, saving significant taxes over time. Plan wisely!

Navigating Taxes in Federal Retirement: What You Need to Know

FedSmith.com author Steven PuckettBy Steven PuckettJun 16, 2025 8:30 AM | Updated: Jun 18, 2025 9:03 AM Categories Retirement Leave a comment
Notepad with columns of numbers written on it representing a budget next to a stack of cash and a calculator

Federal employees should not overlook taxes in retirement planning. Understand how pensions, Social Security, and TSP withdrawals impact your tax situation.

7 Critical Tax Years to Plan for in Retirement

FedSmith.com author Mel StubbsBy Mel StubbsApr 17, 2025 9:27 AM Categories Retirement Leave a comment

These are 7 important retirement milestones on which to focus your retirement planning.

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Daily TSP Performance

April 17, 2026

Fund Last % YTD
G Fund $19.8322 +0.01% +1.25%
F Fund $21.0773 +0.38% +0.94%
C Fund $114.4069 +1.20% +4.47%
S Fund $108.9131 +1.96% +8.47%
I Fund $62.1880 +1.24% +12.07%
L Income $30.1358 +0.39% +3.05%
L 2030 $60.8789 +0.76% +4.79%
L 2035 $18.6502 +0.90% +5.49%
L 2040 $71.7563 +0.97% +5.86%
L 2045 $19.9136 +1.04% +6.17%
L 2050 $44.2467 +1.10% +6.49%
L 2055 $23.0558 +1.30% +7.59%
L 2060 $23.0531 +1.30% +7.59%
L 2065 $23.0504 +1.31% +7.59%
L 2070 $13.6616 +1.31% +7.59%
L 2075 $11.9335 +1.31% +7.59%
Get detailed TSP data at TSPDataCenter.com

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