CSRS Is Better Than FERS. Are You Sure?
The author walks the reader through some examples to illustrate that the CSRS retirement system may not be better than the FERS retirement system, despite popular belief to the contrary.
If you are a federal employee, you may be wondering how to plan for your retirement and make the most of your Thrift Savings Plan (TSP). The TSP is a tax-advantaged retirement savings plan that allows you to invest in various funds and options, depending on your risk tolerance and goals. On this tag page, you will find articles and resources that will help you understand the benefits and features of the TSP, as well as tips and strategies to increase your investment returns and secure your future income. You will also learn about the latest news and updates on the TSP performance, fees, withdrawals, and more. Whether you are just starting your federal career or are near retirement, these articles will provide you with valuable information and guidance on how to make the best use of your TSP.
The author walks the reader through some examples to illustrate that the CSRS retirement system may not be better than the FERS retirement system, despite popular belief to the contrary.
The TSP stock fund returns are now final for August and, for those who follow the market closely, it is not a big surprise that the underlying TSP stock funds are down for the fourth month in a row.
The stock market has been experiencing wild gyrations in the past few weeks as the political tension has been increasing over America’s debt and how to pay it. The tension and turmoil is reflected in the actions taken by TSP investors.
The last few days have been tense ones in the stock market. What’s an investor to do? FedSmith.com talked to investment expert Rob Morgan for ideas.
The stock market’s recent activity has many people concerned about the future.
FERS is now the retirement plan for most federal employees. It is now 25 years old and the plan significantly changed the federal retirement system. Here are the changes it wrought and how the plan looks after having been in operation since 1987.
The stock market is in the midst of its biggest retreat since the financial crisis. Where is it likely to go next? Three financial experts weigh in.
Winning the lottery just may be the key to a successful retirement, depending on how you define “lottery.”
The TSP stock funds fall for the third month in a row but still ahead for the year.
Once you retire, many financial planners will encourage you to roll your TSP funds into a tax deferred option that they will be happy to sell you. It may be an IRA, a deferred annuity or some other type of investment. You may not know that you can roll money into your TSP from certain accounts.