Are We Returning to Normal? Thrift Savings Plan Investors Pouring into the G Fund
TSP investors are setting records for putting money into the G fund. Does this mean we have reached a market bottom?
TSP
If you are a federal employee, you may be wondering how to plan for your retirement and make the most of your Thrift Savings Plan (TSP). The TSP is a tax-advantaged retirement savings plan that allows you to invest in various funds and options, depending on your risk tolerance and goals. On this tag page, you will find articles and resources that will help you understand the benefits and features of the TSP, as well as tips and strategies to increase your investment returns and secure your future income. You will also learn about the latest news and updates on the TSP performance, fees, withdrawals, and more. Whether you are just starting your federal career or are near retirement, these articles will provide you with valuable information and guidance on how to make the best use of your TSP.
Title IV–Thrift Savings Plan Enhancement
This is Title IV, entitled the “Thrift Savings Plan Enhancement” which is part of HR 1256 entitled the “Family Smoking Prevention and Tobacco Control Act.”
Hoaxes, Rumors and the TSP: Are the Losses in Your TSP I Fund The Fault of A Scoundrel?
The internet can spread rumors faster than a flu virus. The latest one to impact the federal workforce: accounting irregularities in the I fund and the role of a fictitious individual.
Politics, Stocks and Your Thrift Savings Plan
When it comes to investing our money, most people put short-term political views aside. When spending their money, they focus on the future of business and the prospects for future growth. If they are confident, stock prices go up. If they are pessimistic, stock prices go down. TSP stock funds dropped dramatically again in February with one fund, the G fund, the only TSP fund with a positive return for the month and for the year.
Investing During The Great Recession and Your Personal Financial Future
You have reason to feel your financial future is at risk. We are in an uncertain economic situation. So what about your future retirement? Should you be putting money into the G fund, the F fund or into stocks? Here is a summary of professional investment prognosticators at a recent event for investors. It is not optimistic but may be helpful to you in planning your financial future.
TSP Funds Reflect Worst Stock Returns for January in 113 Years
January is often cited as a harbinger for stock market returns for the remainder of the year. TSP investors are hoping that does not hold true for 2009. The stock market dropped significantly, breaking a 113 year record for the lowest returns in January. The January Thrift Savings Plan returns reflect the market decline.
Taxes and Your 2009 TSP Distributions: How To Lower Your Taxes
The drop in the value of your Thrift Savings Plan in 2008 may have you worried–especially if you are already retired. recent legislation allows investors to avoid taking the minimum required distribution in 2009. But to take advantage, you need to act sooner rather than later.
A Simple Change to Your TSP Contributions Could Save You Money
If you are not careful in making your regular TSP investments, you could be making a mistake that will cost you a significant amount of money. Highly compensated federal employees should consider making a flat payment to the TSP each pay period. This column explains why this is could be important to you.
TSP Performance Up in December 2008 Ending a Dismal Year of Returns
After five straight years of positive TSP fund performance, 2008 was a disappointment. While all of the funds were up in December, all but two of the funds lost money in 2008.
Gloom, Doom, Bear Markets and Your Future Retirement
TSP investors are continuing to move money from stock funds and into the G fund although the number of transfers has declined substantially. What is the risk of not putting some of your investment money back into stock funds? Should you wait until the bear market is over before moving money around?
